Alm Brand ASOCSE:ALMB +0.32%55 PB Ratio is 1.77 as of Jun. 24, 2026, which is 2% below its 10-year median of 1.81. GuruFocus rates OCSE:ALMB with a GF Score™ of 55/100 and a GF Value™ of kr14.15 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 499 Insurance companies, Alm Brand AS ranks worse than 62.73% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Alm Brand AS's share price is kr15.70. Alm Brand AS's Book Value per Share for the quarter that ended in Mar. 2026 was kr8.85. Hence, Alm Brand AS's PB Ratio of today is 1.77.
Good Sign:
Alm Brand AS stock PB Ratio (=1.77) is close to 1-year low of 1.69.
The historical rank and industry rank for Alm Brand AS's PB Ratio or its related term are showing as below:
OCSE:ALMB'
s PB Ratio Range Over the Past 10 Years
Min: 1.05 Med: 1.81 Max: 2.94
Current: 1.77
During the past 13 years, Alm Brand AS's highest PB Ratio was 2.94. The lowest was 1.05. And the median was 1.81.
OCSE:ALMB's PB Ratio is ranked worse than 62.73% of 499
companies
in the Insurance industry
Industry Median: 1.39
vs OCSE:ALMB: 1.77
During the past 3 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alm Brand AS was 53.20% per year. The lowest was -38.90% per year. And the median was 3.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Alm Brand AS PB Ratio Related Terms
Alm Brand AS PB Ratio Historical Data
* Premium members only.
The historical data trend for Alm Brand AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Alm Brand AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Alm Brand AS's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Alm Brand AS (OCSE:ALMB) has a PB Ratio of 1.77 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alm Brand AS and its competitors. This is near median its historical median of 1.81. Over the past decade, Alm Brand AS's PB Ratio has ranged from 1.05 to 2.94. According to the industry distribution chart, Alm Brand AS ranks #313 out of 499 companies in the Insurance industry, placing it in the top 62.7%.
Is Alm Brand AS's PB Ratio too high?
Alm Brand AS's current PB Ratio of 1.77 is near median its 10-year median of 1.81. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 2.94. The Insurance industry median PB Ratio is 1.39. Alm Brand AS's value of 1.77 is 27.3% above this industry median. Based on the distribution chart, Alm Brand AS ranks #313 out of 499 companies in the Insurance industry, which is below the industry midpoint. Overall, Alm Brand AS has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #313 out of 499 companies for PB Ratio. This places Alm Brand AS in the lower half of its industry. The industry median PB Ratio is 1.39. Alm Brand AS's value of 1.77 is 27.3% above this benchmark. Historically, Alm Brand AS's own PB Ratio has ranged from 1.05 to 2.94 over the past decade. While the company's 10-year median is 1.81 vs. the industry median of 1.39, Alm Brand AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current PB Ratio of 1.77 is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current PB Ratio is 1.77, which is near median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.15, compared to a current price of kr15.70 — trading 11% above its estimated fair value. The current PB Ratio is 1.77, which is near median its 10-year median of 1.81 and 27.3% above the Insurance industry median of 1.39. Alm Brand AS's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current PB Ratio is 1.77 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of kr15.70 is trading 11% above its estimated GF Value™ of kr14.15.
GuruFocus considers Alm Brand AS to be Modestly Overvalued.
Key valuation signals for OCSE:ALMB:
PB Ratio: 1.77 (near median its 10-year median of 1.81)
GF Value™: kr14.15 vs. price of kr15.70 (11% above fair value)
Industry Position: 27.3% above the Insurance median (#313 of 499)
No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
55GF Score
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