Pelagos Insurance CapitalPLGO +4.08%82 PB Ratio is 0.94 as of Jun. 26, 2026, which is 21% above its 10-year median of 0.78. GuruFocus rates PLGO with a GF Score™ of 82/100 and a GF Value™ of $21.01 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 497 Insurance companies, Pelagos Insurance Capital ranks better than 72.23% on this metric.
Pelagos Insurance Capital Ltd stock PB Ratio (=0.9) is close to 3-year high of 0.94.
The historical rank and industry rank for Pelagos Insurance Capital's PB Ratio or its related term are showing as below:
PLGO'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 0.78 Max: 0.94
Current: 0.94
During the past 7 years, Pelagos Insurance Capital's highest PB Ratio was 0.94. The lowest was 0.59. And the median was 0.78.
PLGO's PB Ratio is ranked better than 72.23% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs PLGO: 0.94
During the past 12 months, Pelagos Insurance Capital's average Book Value Per Share Growth Rate was 21.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.70% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Pelagos Insurance Capital was 14.00% per year. The lowest was 7.40% per year. And the median was 8.70% per year.
Back to Basics: PB Ratio
Pelagos Insurance Capital (NYSE:PLGO) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Pelagos Insurance Capital PB Ratio Related Terms
Pelagos Insurance Capital PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pelagos Insurance Capital (PLGO) has a PB Ratio of 0.94 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pelagos Insurance Capital and its competitors. This is 21% above median its historical median of 0.78. Over the past decade, Pelagos Insurance Capital's PB Ratio has ranged from 0.59 to 0.94. According to the industry distribution chart, Pelagos Insurance Capital ranks #138 out of 497 companies in the Insurance industry, placing it in the top 27.8%.
Is Pelagos Insurance Capital's PB Ratio too high?
Pelagos Insurance Capital's current PB Ratio of 0.94 is 21% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 0.94. The Insurance industry median PB Ratio is 1.38. Pelagos Insurance Capital's value of 0.94 is 31.9% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #138 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's PB Ratio compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #138 out of 497 companies for PB Ratio. This puts Pelagos Insurance Capital in the upper half of its industry. The industry median PB Ratio is 1.38. Pelagos Insurance Capital's value of 0.94 is 31.9% below this benchmark. Historically, Pelagos Insurance Capital's own PB Ratio has ranged from 0.59 to 0.94 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.38, Pelagos Insurance Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current PB Ratio of 0.94 is 31.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current PB Ratio is 0.94, which is 21% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.01, compared to a current price of $24.74 — trading 17.8% above its estimated fair value. The current PB Ratio is 0.94, which is 21% above median its 10-year median of 0.78 and 31.9% below the Insurance industry median of 1.38. Pelagos Insurance Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current PB Ratio is 0.94 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.74 is trading 17.8% above its estimated GF Value™ of $21.01.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for PLGO:
PB Ratio: 0.94 (21% above median its 10-year median of 0.78)
GF Value™: $21.01 vs. price of $24.74 (17.8% above fair value)
Industry Position: 31.9% below the Insurance median (#138 of 497)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
82GF Score
Get the complete analysis for PLGO
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