Sentage HoldingsSNTG -3.56%48 PB Ratio is 0.76 as of Jun. 25, 2026, which is 46% above its 10-year median of 0.52. GuruFocus rates SNTG with a GF Score™ of 48/100 and a GF Value™ of $1.04 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 523 Credit Services companies, Sentage Holdings ranks better than 62.33% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Sentage Holdings's share price is $2.13. Sentage Holdings's Book Value per Share for the quarter that ended in Dec. 2025 was $2.81. Hence, Sentage Holdings's PB Ratio of today is 0.76.
The historical rank and industry rank for Sentage Holdings's PB Ratio or its related term are showing as below:
SNTG'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.52 Max: 573.85
Current: 0.77
During the past 8 years, Sentage Holdings's highest PB Ratio was 573.85. The lowest was 0.30. And the median was 0.52.
SNTG's PB Ratio is ranked better than 62.33% of 523
companies
in the Credit Services industry
Industry Median: 1.05
vs SNTG: 0.77
During the past 12 months, Sentage Holdings's average Book Value Per Share Growth Rate was -22.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -17.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 31.10% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Sentage Holdings was 143.00% per year. The lowest was -17.80% per year. And the median was -15.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sentage Holdings PB Ratio Related Terms
Sentage Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Sentage Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sentage Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sentage Holdings PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sentage Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sentage Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sentage Holdings (SNTG) has a PB Ratio of 0.76 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sentage Holdings and its competitors. This is 46% above median its historical median of 0.52. Over the past decade, Sentage Holdings' PB Ratio has ranged from 0.30 to 573.85. According to the industry distribution chart, Sentage Holdings ranks #197 out of 523 companies in the Credit Services industry, placing it in the top 37.7%.
Is Sentage Holdings' PB Ratio too high?
Sentage Holdings' current PB Ratio of 0.76 is 46% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 573.85. The Credit Services industry median PB Ratio is 1.05. Sentage Holdings' value of 0.76 is 27.6% below this industry median. Based on the distribution chart, Sentage Holdings ranks #197 out of 523 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sentage Holdings has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sentage Holdings' PB Ratio compare to SPFX and DXF?
According to the Credit Services industry distribution chart, Sentage Holdings ranks #197 out of 523 companies for PB Ratio. This puts Sentage Holdings in the upper half of its industry. The industry median PB Ratio is 1.05. Sentage Holdings' value of 0.76 is 27.6% below this benchmark. Historically, Sentage Holdings' own PB Ratio has ranged from 0.30 to 573.85 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.05, Sentage Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sentage Holdings's current PB Ratio of 0.76 is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sentage Holdings and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sentage Holdings's current PB Ratio is 0.76, which is 46% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sentage Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sentage Holdings (SNTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.04, compared to a current price of $2.13 — trading 104.8% above its estimated fair value. The current PB Ratio is 0.76, which is 46% above median its 10-year median of 0.52 and 27.6% below the Credit Services industry median of 1.05. Sentage Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sentage Holdings (SNTG), the current PB Ratio is 0.76 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sentage Holdings (SNTG) Overvalued in 2026?
Based on GuruFocus' analysis, Sentage Holdings stock appears to be overvalued.
The current stock price of $2.13 is trading 104.8% above its estimated GF Value™ of $1.04.
GuruFocus considers Sentage Holdings to be Significantly Overvalued.
Key valuation signals for SNTG:
PB Ratio: 0.76 (46% above median its 10-year median of 0.52)
GF Value™: $1.04 vs. price of $2.13 (104.8% above fair value)
Industry Position: 27.6% below the Credit Services median (#197 of 523)
No single metric tells the full story. See the SNTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sentage Holdings Inc is a financial service provider. The company offers a comprehensive range of financial services across consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China.
48GF Score
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