The historical rank and industry rank for Vietnam Prosperity JSC Bank's PB Ratio or its related term are showing as below:
STC:VPB'
s PB Ratio Range Over the Past 10 Years
Min: 0.9 Med: 1.3 Max: 3.14
Current: 1.21
During the past 9 years, Vietnam Prosperity JSC Bank's highest PB Ratio was 3.14. The lowest was 0.90. And the median was 1.30.
STC:VPB's PB Ratio is ranked worse than 58.97% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs STC:VPB: 1.21
During the past 12 months, Vietnam Prosperity JSC Bank's average Book Value Per Share Growth Rate was 19.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 20.80% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Vietnam Prosperity JSC Bank was 33.70% per year. The lowest was 13.60% per year. And the median was 23.65% per year.
Back to Basics: PB Ratio
Vietnam Prosperity JSC Bank (STC:VPB) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Vietnam Prosperity JSC Bank PB Ratio Related Terms
Vietnam Prosperity JSC Bank PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vietnam Prosperity JSC Bank PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Vietnam Prosperity JSC Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Prosperity JSC Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Vietnam Prosperity JSC Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Vietnam Prosperity JSC Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Vietnam Prosperity JSC Bank (STC:VPB) has a PB Ratio of 1.21 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vietnam Prosperity JSC Bank and its competitors. This is near median its historical median of 1.30. Over the past decade, Vietnam Prosperity JSC Bank's PB Ratio has ranged from 0.90 to 3.14. According to the industry distribution chart, Vietnam Prosperity JSC Bank ranks #894 out of 1516 companies in the Banks industry, placing it in the top 59%.
Is Vietnam Prosperity JSC Bank's PB Ratio too high?
Vietnam Prosperity JSC Bank's current PB Ratio of 1.21 is near median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 3.14. The Banks industry median PB Ratio is 1.08. Vietnam Prosperity JSC Bank's value of 1.21 is 12% above this industry median. Based on the distribution chart, Vietnam Prosperity JSC Bank ranks #894 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Vietnam Prosperity JSC Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Prosperity JSC Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Vietnam Prosperity JSC Bank ranks #894 out of 1516 companies for PB Ratio. This places Vietnam Prosperity JSC Bank in the lower half of its industry. The industry median PB Ratio is 1.08. Vietnam Prosperity JSC Bank's value of 1.21 is 12% above this benchmark. Historically, Vietnam Prosperity JSC Bank's own PB Ratio has ranged from 0.90 to 3.14 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 1.08, Vietnam Prosperity JSC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Prosperity JSC Bank's current PB Ratio of 1.21 is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vietnam Prosperity JSC Bank and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Prosperity JSC Bank's current PB Ratio is 1.21, which is near median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Prosperity JSC Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank (STC:VPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫27,547.55, compared to a current price of ₫26,550.00 — trading 3.6% below its estimated fair value. The current PB Ratio is 1.21, which is near median its 10-year median of 1.30 and 12% above the Banks industry median of 1.08. Vietnam Prosperity JSC Bank's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Vietnam Prosperity JSC Bank (STC:VPB), the current PB Ratio is 1.21 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Prosperity JSC Bank (STC:VPB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Prosperity JSC Bank stock appears to be undervalued.
The current stock price of ₫26,550.00 is trading 3.6% below its estimated GF Value™ of ₫27,547.55.
GuruFocus considers Vietnam Prosperity JSC Bank to be Fairly Valued.
Key valuation signals for STC:VPB:
PB Ratio: 1.21 (near median its 10-year median of 1.30)
GF Value™: ₫27,547.55 vs. price of ₫26,550.00 (3.6% below fair value)
Industry Position: 12% above the Banks median (#894 of 1516)
No single metric tells the full story. See the STC:VPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Prosperity JSC Bank is engaged in offering banking services in Vietnam. The firm offers personal services, cards, e-banking services, insurance, and other financial services for household and small and medium enterprises. Its segment includes Banking; Finance company and Asset and liabilities management. The company generates maximum revenue from the Banking segment.
76GF Score
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