Value-Holdings AGSTU:VHO 61 PB Ratio is 0.97 as of Jul. 05, 2026, which is 8% below its 10-year median of 1.05. GuruFocus rates STU:VHO with a GF Score™ of 61/100 and a GF Value™ of €11.09 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 780 Capital Markets companies, Value-Holdings AG ranks better than 64.36% on this metric.
The historical rank and industry rank for Value-Holdings AG's PB Ratio or its related term are showing as below:
STU:VHO'
s PB Ratio Range Over the Past 10 Years
Min: 0.44 Med: 1.05 Max: 1.52
Current: 0.97
During the past 13 years, Value-Holdings AG's highest PB Ratio was 1.52. The lowest was 0.44. And the median was 1.05.
STU:VHO's PB Ratio is ranked better than 64.36% of 780
companies
in the Capital Markets industry
Industry Median: 1.35
vs STU:VHO: 0.97
During the past 12 months, Value-Holdings AG's average Book Value Per Share Growth Rate was 7.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Value-Holdings AG was 19.00% per year. The lowest was 4.10% per year. And the median was 9.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Value-Holdings AG PB Ratio Related Terms
Value-Holdings AG PB Ratio Historical Data
* Premium members only.
The historical data trend for Value-Holdings AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Value-Holdings AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Value-Holdings AG PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Value-Holdings AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Value-Holdings AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Value-Holdings AG (STU:VHO) has a PB Ratio of 0.97 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Value-Holdings AG and its competitors. This is near median its historical median of 1.05. Over the past decade, Value-Holdings AG's PB Ratio has ranged from 0.44 to 1.52. According to the industry distribution chart, Value-Holdings AG ranks #278 out of 780 companies in the Capital Markets industry, placing it in the top 35.6%.
Is Value-Holdings AG's PB Ratio too high?
Value-Holdings AG's current PB Ratio of 0.97 is near median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.52. The Capital Markets industry median PB Ratio is 1.35. Value-Holdings AG's value of 0.97 is 28.1% below this industry median. Based on the distribution chart, Value-Holdings AG ranks #278 out of 780 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Value-Holdings AG has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings AG's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Value-Holdings AG ranks #278 out of 780 companies for PB Ratio. This puts Value-Holdings AG in the upper half of its industry. The industry median PB Ratio is 1.35. Value-Holdings AG's value of 0.97 is 28.1% below this benchmark. Historically, Value-Holdings AG's own PB Ratio has ranged from 0.44 to 1.52 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.35, Value-Holdings AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.35, based on 780 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Value-Holdings AG's current PB Ratio of 0.97 is 28.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Value-Holdings AG and its competitors. For the Capital Markets industry, the median PB Ratio is 1.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings AG's current PB Ratio is 0.97, which is near median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Value-Holdings AG (STU:VHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.09, compared to a current price of €7.15 — trading 35.5% below its estimated fair value. The current PB Ratio is 0.97, which is near median its 10-year median of 1.05 and 28.1% below the Capital Markets industry median of 1.35. Value-Holdings AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Value-Holdings AG (STU:VHO), the current PB Ratio is 0.97 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Value-Holdings AG (STU:VHO) Overvalued in 2026?
Based on GuruFocus' analysis, Value-Holdings AG stock appears to be undervalued.
The current stock price of €7.15 is trading 35.5% below its estimated GF Value™ of €11.09.
GuruFocus considers Value-Holdings AG to be Significantly Undervalued.
Key valuation signals for STU:VHO:
PB Ratio: 0.97 (near median its 10-year median of 1.05)
GF Value™: €11.09 vs. price of €7.15 (35.5% below fair value)
Industry Position: 28.1% below the Capital Markets median (#278 of 780)
No single metric tells the full story. See the STU:VHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Value-Holdings AG is a German investment company that acquires shareholdings in listed medium-sized companies. It invests in its own portfolio, as well as managing third-party investment funds. The company along with its subsidiaries also advises institutional investors on investing as per the value-investing strategies. It manages two funds namely Value Holdings Germany Fund and Value Holdings Europe Fund.
61GF Score
Get the complete analysis for STU:VHO
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:VHO has been successfully added to your 
