Casa (TSE:7196) PB Ratio: 1.12 (As of Jul. 24, 2026) — 16% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7196 Casa Inc TSE:7196
66 GF Score
Price 円787.00
GF Value 円983.59
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Casa PB Ratio?

Casa TSE:7196 +0.13% 66 PB Ratio is 1.12 as of Jul. 24, 2026, which is 16% below its 10-year median of 1.34. GuruFocus rates TSE:7196 with a GF Score™ of 66/100 and a GF Value™ of 円983.59 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,511 Banks companies, Casa ranks worse than 50.1% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-24), Casa's share price is 円787.00. Casa's Book Value per Share for the quarter that ended in Jan. 2026 was 円701.47. Hence, Casa's PB Ratio of today is 1.12.

The historical rank and industry rank for Casa's PB Ratio or its related term are showing as below:

TSE:7196' s PB Ratio Range Over the Past 10 Years
Min: 0.97   Med: 1.34   Max: 2.5
Current: 1.12

During the past 11 years, Casa's highest PB Ratio was 2.50. The lowest was 0.97. And the median was 1.34.

TSE:7196's PB Ratio is ranked worse than
50.1% of 1511 companies
in the Banks industry
Industry Median: 1.11 vs TSE:7196: 1.12

During the past 12 months, Casa's average Book Value Per Share Growth Rate was -2.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.20% per year.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Casa was 13.30% per year. The lowest was 1.80% per year. And the median was 3.50% per year.

Back to Basics: PB Ratio


Casa  (TSE:7196) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Casa PB Ratio Related Terms


Casa PB Ratio Historical Data

* Premium members only.

The historical data trend for Casa's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Casa PB Ratio Chart

Casa Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.19 1.20 1.17 1.08 0.98

Casa Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.14 1.15 1.01 0.98 1.05

TSE:7196 vs RKT, FNMA, PFSI: PB Ratio Comparison

For the Mortgage Finance subindustry, Casa's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Casa PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Casa's PB Ratio distribution charts can be found below:

* The bar in red indicates where Casa's PB Ratio falls into.


TSE:7196
66GF Score
Casa Inc TSE:7196
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Casa PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Casa's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jan. 2026)
=787.00/701.467
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.12 mean?
Casa (TSE:7196) has a PB Ratio of 1.12 as of Jul. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Casa and its competitors. This is 16% below median its historical median of 1.34. Over the past decade, Casa's PB Ratio has ranged from 0.97 to 2.50. According to the industry distribution chart, Casa ranks #757 out of 1511 companies in the Banks industry, placing it in the top 50.1%.
Is Casa's PB Ratio too high?
Casa's current PB Ratio of 1.12 is 16% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 2.50. The Banks industry median PB Ratio is 1.11. Casa's value of 1.12 is 0.9% above this industry median. Based on the distribution chart, Casa ranks #757 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, Casa has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Casa's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Casa ranks #757 out of 1511 companies for PB Ratio. This places Casa in the lower half of its industry. The industry median PB Ratio is 1.11. Casa's value of 1.12 is 0.9% above this benchmark. Historically, Casa's own PB Ratio has ranged from 0.97 to 2.50 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 1.11, Casa has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Casa's current PB Ratio of 1.12 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Casa and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Casa's current PB Ratio is 1.12, which is 16% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Casa stock overvalued right now?
Based on GuruFocus' analysis, Casa (TSE:7196) is currently considered Modestly Undervalued. The stock's GF Value™ is 円983.59, compared to a current price of 円787.00 — trading 20% below its estimated fair value. The current PB Ratio is 1.12, which is 16% below median its 10-year median of 1.34 and 0.9% above the Banks industry median of 1.11. Casa's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Casa (TSE:7196), the current PB Ratio is 1.12 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Casa (TSE:7196) Overvalued in 2026?

Based on GuruFocus' analysis, Casa stock appears to be undervalued. The current stock price of 円787.00 is trading 20% below its estimated GF Value™ of 円983.59. GuruFocus considers Casa to be Modestly Undervalued.

Key valuation signals for TSE:7196:

  • PB Ratio: 1.12 (16% below median its 10-year median of 1.34)
  • GF Value™: 円983.59 vs. price of 円787.00 (20% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 0.9% above the Banks median (#757 of 1511)

No single metric tells the full story. See the TSE:7196 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Casa Business Description

Address 2-6-1 Nishi Shinjuku, Shinjuku Sumitomo Building, Shinjuku-ku, Tokyo, JPN, 163-0230
Casa Inc is engaged in rental liability guarantee business. The services provided by the company include casa cloud which is a platform that matches people who want to live with people that want to lend, tenant cafe which is a portal site for Casa subscribers, and oya cafe.
66GF Score

Get the complete analysis for TSE:7196

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円787.00
Price
円983.59
GF Value