UNIQA Insurance Group AGUNIXY 65 PB Ratio is 1.57 as of Jun. 27, 2026, which is 85% above its 10-year median of 0.85. GuruFocus rates UNIXY with a GF Score™ of 65/100 and a GF Value™ of $12.05. The stock has 5 warning signs investors should review. Among 497 Insurance companies, UNIQA Insurance Group AG ranks worse than 62.78% on this metric.
UNIQA Insurance Group AG stock PB Ratio (=1.76) is close to 10-year high of 1.77.
The historical rank and industry rank for UNIQA Insurance Group AG's PB Ratio or its related term are showing as below:
UNIXY'
s PB Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.85 Max: 1.77
Current: 1.76
During the past 13 years, UNIQA Insurance Group AG's highest PB Ratio was 1.77. The lowest was 0.44. And the median was 0.85.
UNIXY's PB Ratio is ranked worse than 62.78% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs UNIXY: 1.76
During the past 12 months, UNIQA Insurance Group AG's average Book Value Per Share Growth Rate was 6.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of UNIQA Insurance Group AG was 25.20% per year. The lowest was -17.60% per year. And the median was 1.10% per year.
Back to Basics: PB Ratio
UNIQA Insurance Group AG (OTCPK:UNIXY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNIQA Insurance Group AG PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where UNIQA Insurance Group AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
UNIQA Insurance Group AG (UNIXY) has a PB Ratio of 1.57 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on UNIQA Insurance Group AG and its competitors. This is 85% above median its historical median of 0.85. Over the past decade, UNIQA Insurance Group AG's PB Ratio has ranged from 0.44 to 1.77. According to the industry distribution chart, UNIQA Insurance Group AG ranks #312 out of 497 companies in the Insurance industry, placing it in the top 62.8%.
Is UNIQA Insurance Group AG's PB Ratio too high?
UNIQA Insurance Group AG's current PB Ratio of 1.57 is 85% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.77. The Insurance industry median PB Ratio is 1.38. UNIQA Insurance Group AG's value of 1.57 is 13.8% above this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #312 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, UNIQA Insurance Group AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #312 out of 497 companies for PB Ratio. This places UNIQA Insurance Group AG in the lower half of its industry. The industry median PB Ratio is 1.38. UNIQA Insurance Group AG's value of 1.57 is 13.8% above this benchmark. Historically, UNIQA Insurance Group AG's own PB Ratio has ranged from 0.44 to 1.77 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.38, UNIQA Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current PB Ratio of 1.57 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current PB Ratio is 1.57, which is 85% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
UNIQA Insurance Group AG (UNIXY) has a current PB Ratio of 1.57. The stock's GF Value™ is $12.05, compared to a current price of $18.35 — trading 52.3% above its estimated fair value. The current PB Ratio is 1.57, which is 85% above median its 10-year median of 0.85 and 13.8% above the Insurance industry median of 1.38. UNIQA Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For UNIQA Insurance Group AG (UNIXY), the current PB Ratio is 1.57 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UNIQA Insurance Group AG (UNIXY) Overvalued in 2026?
Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued.
The current stock price of $18.35 is trading 52.3% above its estimated GF Value™ of $12.05.
Key valuation signals for UNIXY:
PB Ratio: 1.57 (85% above median its 10-year median of 0.85)
GF Value™: $12.05 vs. price of $18.35 (52.3% above fair value)
Industry Position: 13.8% above the Insurance median (#312 of 497)
No single metric tells the full story. See the UNIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
65GF Score
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