Grupa VirtusWAR:GVT -6.12%24 PB Ratio is 98.57 as of Jun. 24, 2026, which is 3606% above its 10-year median of 2.66. GuruFocus rates WAR:GVT with a GF Score™ of 24/100. The stock has 4 warning signs investors should review. Among 523 Credit Services companies, Grupa Virtus ranks worse than 99.43% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Grupa Virtus's share price is zł1.38. Grupa Virtus's Book Value per Share for the quarter that ended in Mar. 2026 was zł0.01. Hence, Grupa Virtus's PB Ratio of today is 98.57.
The historical rank and industry rank for Grupa Virtus's PB Ratio or its related term are showing as below:
WAR:GVT'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 2.66 Max: 147.5
Current: 98.57
During the past 13 years, Grupa Virtus's highest PB Ratio was 147.50. The lowest was 0.15. And the median was 2.66.
WAR:GVT's PB Ratio is ranked worse than 99.43% of 523
companies
in the Credit Services industry
Industry Median: 1.05
vs WAR:GVT: 98.57
During the past 12 months, Grupa Virtus's average Book Value Per Share Growth Rate was -90.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -21.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -26.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -27.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Grupa Virtus was 18.10% per year. The lowest was -54.10% per year. And the median was -8.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Grupa Virtus PB Ratio Related Terms
Grupa Virtus PB Ratio Historical Data
* Premium members only.
The historical data trend for Grupa Virtus's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grupa Virtus's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupa Virtus PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grupa Virtus's PB Ratio distribution charts can be found below:
* The bar in red indicates where Grupa Virtus's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Grupa Virtus's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Grupa Virtus (WAR:GVT) has a PB Ratio of 98.57 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupa Virtus and its competitors. This is 3606% above median its historical median of 2.66. Over the past decade, Grupa Virtus' PB Ratio has ranged from 0.15 to 147.50. According to the industry distribution chart, Grupa Virtus ranks #520 out of 523 companies in the Credit Services industry, placing it in the top 99.4%.
Is Grupa Virtus' PB Ratio too high?
Grupa Virtus' current PB Ratio of 98.57 is 3606% above median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 147.50. The Credit Services industry median PB Ratio is 1.05. Grupa Virtus' value of 98.57 is 9287.6% above this industry median. Based on the distribution chart, Grupa Virtus ranks #520 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Grupa Virtus has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Grupa Virtus' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Grupa Virtus ranks #520 out of 523 companies for PB Ratio. This places Grupa Virtus in the lower half of its industry. The industry median PB Ratio is 1.05. Grupa Virtus' value of 98.57 is 9287.6% above this benchmark. Historically, Grupa Virtus' own PB Ratio has ranged from 0.15 to 147.50 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 1.05, Grupa Virtus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupa Virtus's current PB Ratio of 98.57 is 9287.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupa Virtus and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupa Virtus's current PB Ratio is 98.57, which is 3606% above median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Virtus stock overvalued right now?
Grupa Virtus (WAR:GVT) has a current PB Ratio of 98.57. The current PB Ratio is 98.57, which is 3606% above median its 10-year median of 2.66 and 9287.6% above the Credit Services industry median of 1.05. Grupa Virtus' overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Grupa Virtus (WAR:GVT), the current PB Ratio is 98.57 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupa Virtus SA focused on providing specialized financing services for the defense sector. Its business is based on the financial operator model, whose mission is to support companies implementing key projects for national security from production financing, through technological investments, to the implementation of contracts for public and private entities. The group conducts business based on the highest standards of quality and safety. It consistently obtains the licenses, certificates, and attestations required for collaboration with the defense sector, including AQAP, ISO 9001, WSK, ISO 27001, ISO 37001, and NCAGE identification.
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