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Hong Leong Financial Group Bhd stock PB Ratio (=0.63) is close to 10-year low of 0.57.
The historical rank and industry rank for Hong Leong Financial Group Bhd's PB Ratio or its related term are showing as below:
XKLS:1082'
s PB Ratio Range Over the Past 10 Years
Min: 0.57 Med: 0.88 Max: 1.28
Current: 0.62
During the past 13 years, Hong Leong Financial Group Bhd's highest PB Ratio was 1.28. The lowest was 0.57. And the median was 0.88.
XKLS:1082's PB Ratio is ranked better than 84.25% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs XKLS:1082: 0.62
During the past 12 months, Hong Leong Financial Group Bhd's average Book Value Per Share Growth Rate was 6.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hong Leong Financial Group Bhd was 25.90% per year. The lowest was 7.50% per year. And the median was 10.05% per year.
Back to Basics: PB Ratio
Hong Leong Financial Group Bhd (XKLS:1082) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Hong Leong Financial Group Bhd PB Ratio Related Terms
Hong Leong Financial Group Bhd PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's PB Ratio falls into.
Hong Leong Financial Group Bhd PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Hong Leong Financial Group Bhd (XKLS:1082) has a PB Ratio of 0.64 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Financial Group Bhd and its competitors. This is 27% below median its historical median of 0.88. Over the past decade, Hong Leong Financial Group Bhd's PB Ratio has ranged from 0.57 to 1.28. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #239 out of 1517 companies in the Banks industry, placing it in the top 15.8%.
Is Hong Leong Financial Group Bhd's PB Ratio too high?
Hong Leong Financial Group Bhd's current PB Ratio of 0.64 is 27% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.28. The Banks industry median PB Ratio is 1.12. Hong Leong Financial Group Bhd's value of 0.64 is 42.9% below this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #239 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #239 out of 1517 companies for PB Ratio. This places Hong Leong Financial Group Bhd in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Hong Leong Financial Group Bhd's value of 0.64 is 42.9% below this benchmark. Historically, Hong Leong Financial Group Bhd's own PB Ratio has ranged from 0.57 to 1.28 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.12, Hong Leong Financial Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current PB Ratio of 0.64 is 42.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current PB Ratio is 0.64, which is 27% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.47, compared to a current price of RM18.82 — trading 64.1% above its estimated fair value. The current PB Ratio is 0.64, which is 27% below median its 10-year median of 0.88 and 42.9% below the Banks industry median of 1.12. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current PB Ratio is 0.64 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of RM18.82 is trading 64.1% above its estimated GF Value™ of RM11.47.
GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:1082:
PB Ratio: 0.64 (27% below median its 10-year median of 0.88)
GF Value™: RM11.47 vs. price of RM18.82 (64.1% above fair value)
Industry Position: 42.9% below the Banks median (#239 of 1517)
No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd Business Description
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score
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