Chhimek Laghubitta Bikas Bank (XNEP:CBBL) PB Ratio: 4.00 (As of Jul. 22, 2026) — Near Median

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XNEP:CBBL Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
69 GF Score
Price NPR933.50
GF Value NPR828.96
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Chhimek Laghubitta Bikas Bank PB Ratio?

Chhimek Laghubitta Bikas Bank XNEP:CBBL -0.16% 69 PB Ratio is 4.00 as of Jul. 22, 2026, which is 0% below its 10-year median of 4.02. GuruFocus rates XNEP:CBBL with a GF Score™ of 69/100 and a GF Value™ of NPR828.96 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,510 Banks companies, Chhimek Laghubitta Bikas Bank ranks worse than 97.68% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-22), Chhimek Laghubitta Bikas Bank's share price is NPR933.50. Chhimek Laghubitta Bikas Bank's Book Value per Share for the quarter that ended in Apr. 2026 was NPR233.65. Hence, Chhimek Laghubitta Bikas Bank's PB Ratio of today is 4.00.

The historical rank and industry rank for Chhimek Laghubitta Bikas Bank's PB Ratio or its related term are showing as below:

XNEP:CBBL' s PB Ratio Range Over the Past 10 Years
Min: 2.41   Med: 4.02   Max: 8.42
Current: 4

During the past 12 years, Chhimek Laghubitta Bikas Bank's highest PB Ratio was 8.42. The lowest was 2.41. And the median was 4.02.

XNEP:CBBL's PB Ratio is ranked worse than
97.68% of 1510 companies
in the Banks industry
Industry Median: 1.12 vs XNEP:CBBL: 4.00

During the past 12 months, Chhimek Laghubitta Bikas Bank's average Book Value Per Share Growth Rate was 10.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 17.90% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Chhimek Laghubitta Bikas Bank was 31.20% per year. The lowest was 12.10% per year. And the median was 17.20% per year.

Back to Basics: PB Ratio


Chhimek Laghubitta Bikas Bank  (XNEP:CBBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Chhimek Laghubitta Bikas Bank PB Ratio Related Terms


Chhimek Laghubitta Bikas Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Chhimek Laghubitta Bikas Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chhimek Laghubitta Bikas Bank PB Ratio Chart

Chhimek Laghubitta Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.58 4.62 4.19 4.26 4.21

Chhimek Laghubitta Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.37 4.21 3.69 4.01 0.00

Chhimek Laghubitta Bikas Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Chhimek Laghubitta Bikas Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chhimek Laghubitta Bikas Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chhimek Laghubitta Bikas Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Chhimek Laghubitta Bikas Bank's PB Ratio falls into.


XNEP:CBBL
69GF Score
Chhimek Laghubitta Bikas Bank Ltd XNEP:CBBL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chhimek Laghubitta Bikas Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Chhimek Laghubitta Bikas Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Apr. 2026)
=933.50/233.653
=4.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.00 mean?
Chhimek Laghubitta Bikas Bank (XNEP:CBBL) has a PB Ratio of 4.00 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. This is near median its historical median of 4.02. Over the past decade, Chhimek Laghubitta Bikas Bank's PB Ratio has ranged from 2.41 to 8.42. According to the industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #1475 out of 1510 companies in the Banks industry, placing it in the top 97.7%.
Is Chhimek Laghubitta Bikas Bank's PB Ratio too high?
Chhimek Laghubitta Bikas Bank's current PB Ratio of 4.00 is near median its 10-year median of 4.02. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 8.42. The Banks industry median PB Ratio is 1.12. Chhimek Laghubitta Bikas Bank's value of 4.00 is 257.1% above this industry median. Based on the distribution chart, Chhimek Laghubitta Bikas Bank ranks #1475 out of 1510 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chhimek Laghubitta Bikas Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chhimek Laghubitta Bikas Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Chhimek Laghubitta Bikas Bank ranks #1475 out of 1510 companies for PB Ratio. This places Chhimek Laghubitta Bikas Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Chhimek Laghubitta Bikas Bank's value of 4.00 is 257.1% above this benchmark. Historically, Chhimek Laghubitta Bikas Bank's own PB Ratio has ranged from 2.41 to 8.42 over the past decade. While the company's 10-year median is 4.02 vs. the industry median of 1.12, Chhimek Laghubitta Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chhimek Laghubitta Bikas Bank's current PB Ratio of 4.00 is 257.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Chhimek Laghubitta Bikas Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chhimek Laghubitta Bikas Bank's current PB Ratio is 4.00, which is near median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chhimek Laghubitta Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank (XNEP:CBBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR828.96, compared to a current price of NPR933.50 — trading 12.6% above its estimated fair value. The current PB Ratio is 4.00, which is near median its 10-year median of 4.02 and 257.1% above the Banks industry median of 1.12. Chhimek Laghubitta Bikas Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Chhimek Laghubitta Bikas Bank (XNEP:CBBL), the current PB Ratio is 4.00 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chhimek Laghubitta Bikas Bank (XNEP:CBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Chhimek Laghubitta Bikas Bank stock appears to be overvalued. The current stock price of NPR933.50 is trading 12.6% above its estimated GF Value™ of NPR828.96. GuruFocus considers Chhimek Laghubitta Bikas Bank to be Modestly Overvalued.

Key valuation signals for XNEP:CBBL:

  • PB Ratio: 4.00 (near median its 10-year median of 4.02)
  • GF Value™: NPR828.96 vs. price of NPR933.50 (12.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 257.1% above the Banks median (#1475 of 1510)

No single metric tells the full story. See the XNEP:CBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chhimek Laghubitta Bikas Bank Business Description

Address Mid-Baneshwor, Metropolitan city-31, Kathmandu, NPL
Chhimek Laghubitta Bikas Bank Ltd provides banking services. Its services include loans, savings, security services, and others. Its operating segments are Koshi Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province, Madhesh Province, and Sudurpaschim Province. The majority of the revenue comes from the Madhesh Province.
69GF Score

Get the complete analysis for XNEP:CBBL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR933.50
Price
NPR828.96
GF Value