Bank of Palestine (XPAE:BOP) PB Ratio: 0.65 (As of Jul. 17, 2026) — 35% Below Median

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Director of Data and Quant Analytics at GuruFocus
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XPAE:BOP Bank of Palestine XPAE:BOP
79 GF Score
Price $1.42
GF Value $1.53
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Bank of Palestine PB Ratio?

Bank of Palestine XPAE:BOP -0.70% 79 PB Ratio is 0.65 as of Jul. 17, 2026, which is 35% below its 10-year median of 1.00. GuruFocus rates XPAE:BOP with a GF Score™ of 79/100 and a GF Value™ of $1.53 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Bank of Palestine ranks better than 82.99% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-17), Bank of Palestine's share price is $1.42. Bank of Palestine's Book Value per Share for the quarter that ended in Mar. 2026 was $2.19. Hence, Bank of Palestine's PB Ratio of today is 0.65.

Good Sign:

Bank of Palestine stock PB Ratio (=0.65) is close to 10-year low of 0.65.

The historical rank and industry rank for Bank of Palestine's PB Ratio or its related term are showing as below:

XPAE:BOP' s PB Ratio Range Over the Past 10 Years
Min: 0.65   Med: 1   Max: 1.55
Current: 0.65

During the past 13 years, Bank of Palestine's highest PB Ratio was 1.55. The lowest was 0.65. And the median was 1.00.

XPAE:BOP's PB Ratio is ranked better than
82.99% of 1517 companies
in the Banks industry
Industry Median: 1.12 vs XPAE:BOP: 0.65

During the past 12 months, Bank of Palestine's average Book Value Per Share Growth Rate was 12.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank of Palestine was 11.50% per year. The lowest was -1.60% per year. And the median was 6.60% per year.

Back to Basics: PB Ratio


Bank of Palestine  (XPAE:BOP) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bank of Palestine PB Ratio Related Terms


Bank of Palestine PB Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Palestine's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Palestine PB Ratio Chart

Bank of Palestine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 0.92 0.84 0.80 0.72

Bank of Palestine Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.80 0.71 0.72 0.66

XPAE:BOP vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Bank of Palestine's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Palestine PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Palestine's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Palestine's PB Ratio falls into.


XPAE:BOP
79GF Score
Bank of Palestine XPAE:BOP
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Palestine PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bank of Palestine's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.42/2.185
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.65 mean?
Bank of Palestine (XPAE:BOP) has a PB Ratio of 0.65 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Palestine and its competitors. This is 35% below median its historical median of 1.00. Over the past decade, Bank of Palestine's PB Ratio has ranged from 0.65 to 1.55. According to the industry distribution chart, Bank of Palestine ranks #258 out of 1517 companies in the Banks industry, placing it in the top 17%.
Is Bank of Palestine's PB Ratio too high?
Bank of Palestine's current PB Ratio of 0.65 is 35% below median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.55. The Banks industry median PB Ratio is 1.12. Bank of Palestine's value of 0.65 is 42% below this industry median. Based on the distribution chart, Bank of Palestine ranks #258 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Palestine has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Palestine's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Palestine ranks #258 out of 1517 companies for PB Ratio. This places Bank of Palestine in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Bank of Palestine's value of 0.65 is 42% below this benchmark. Historically, Bank of Palestine's own PB Ratio has ranged from 0.65 to 1.55 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.12, Bank of Palestine has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Palestine's current PB Ratio of 0.65 is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Palestine and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Palestine's current PB Ratio is 0.65, which is 35% below median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Palestine stock overvalued right now?
Based on GuruFocus' analysis, Bank of Palestine (XPAE:BOP) is currently considered Fairly Valued. The stock's GF Value™ is $1.53, compared to a current price of $1.42 — trading 7.2% below its estimated fair value. The current PB Ratio is 0.65, which is 35% below median its 10-year median of 1.00 and 42% below the Banks industry median of 1.12. Bank of Palestine's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank of Palestine (XPAE:BOP), the current PB Ratio is 0.65 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Palestine (XPAE:BOP) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Palestine stock appears to be undervalued. The current stock price of $1.42 is trading 7.2% below its estimated GF Value™ of $1.53. GuruFocus considers Bank of Palestine to be Fairly Valued.

Key valuation signals for XPAE:BOP:

  • PB Ratio: 0.65 (35% below median its 10-year median of 1.00)
  • GF Value™: $1.53 vs. price of $1.42 (7.2% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 42% below the Banks median (#258 of 1517)

No single metric tells the full story. See the XPAE:BOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Palestine Business Description

Address Ain Misbah, P.O. Box 471, Ramallah, PSE
Bank of Palestine is active in the banking operation in Palestine. The areas of businesses under its portfolio include Retail banking, Corporate banking and Treasury services, which are also its operating segments. The Retail banking is its key segment and generates the maximum revenues through interest received from individual customers' deposits and providing consumer loans, overdrafts, credit card facilities and other services. The Corporate banking segment includes handling loans, credit facilities, deposits and current accounts for corporate, institutional customers and public sector. Under the Treasury service umbrella, the bank provides trading and treasury services and manages the bank's funds and investment.
79GF Score

Get the complete analysis for XPAE:BOP

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.42
Price
$1.53
GF Value