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What is Al-Takaful Palestinian Insurance PB Ratio?
Al-Takaful Palestinian InsuranceXPAE:TIC 94 PB Ratio is 1.17 as of Jul. 23, 2026, which is 13% below its 10-year median of 1.34. GuruFocus rates XPAE:TIC with a GF Score™ of 94/100 and a GF Value™ of $2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Al-Takaful Palestinian Insurance ranks better than 61.57% on this metric.
XPAE:TIC'
s PB Ratio Range Over the Past 10 Years
Min: 1.05 Med: 1.34 Max: 2.89
Current: 1.17
During the past 13 years, Al-Takaful Palestinian Insurance's highest PB Ratio was 2.89. The lowest was 1.05. And the median was 1.34.
XPAE:TIC's PB Ratio is ranked better than 61.57% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs XPAE:TIC: 1.17
During the past 12 months, Al-Takaful Palestinian Insurance's average Book Value Per Share Growth Rate was 9.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Al-Takaful Palestinian Insurance was 16.00% per year. The lowest was 3.20% per year. And the median was 9.55% per year.
Back to Basics: PB Ratio
Al-Takaful Palestinian Insurance (XPAE:TIC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Al-Takaful Palestinian Insurance PB Ratio Related Terms
Al-Takaful Palestinian Insurance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Takaful Palestinian Insurance PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Al-Takaful Palestinian Insurance's PB Ratio falls into.
Al-Takaful Palestinian Insurance PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Al-Takaful Palestinian Insurance (XPAE:TIC) has a PB Ratio of 1.17 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Takaful Palestinian Insurance and its competitors. This is 13% below median its historical median of 1.34. Over the past decade, Al-Takaful Palestinian Insurance's PB Ratio has ranged from 1.05 to 2.89. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #191 out of 497 companies in the Insurance industry, placing it in the top 38.4%.
Is Al-Takaful Palestinian Insurance's PB Ratio too high?
Al-Takaful Palestinian Insurance's current PB Ratio of 1.17 is 13% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 2.89. The Insurance industry median PB Ratio is 1.38. Al-Takaful Palestinian Insurance's value of 1.17 is 15.2% below this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #191 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #191 out of 497 companies for PB Ratio. This puts Al-Takaful Palestinian Insurance in the upper half of its industry. The industry median PB Ratio is 1.38. Al-Takaful Palestinian Insurance's value of 1.17 is 15.2% below this benchmark. Historically, Al-Takaful Palestinian Insurance's own PB Ratio has ranged from 1.05 to 2.89 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 1.38, Al-Takaful Palestinian Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current PB Ratio of 1.17 is 15.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current PB Ratio is 1.17, which is 13% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current PB Ratio is 1.17, which is 13% below median its 10-year median of 1.34 and 15.2% below the Insurance industry median of 1.38. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current PB Ratio is 1.17 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued.
The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95.
GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.
Key valuation signals for XPAE:TIC:
PB Ratio: 1.17 (13% below median its 10-year median of 1.34)
GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
Industry Position: 15.2% below the Insurance median (#191 of 497)
No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Takaful Palestinian Insurance Business Description
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score
Get the complete analysis for XPAE:TIC
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