L'Oreal (XSWX:OR) PB Ratio: 5.37 (As of Jun. 25, 2026) — Near Median


XSWX:OR L'Oreal SA XSWX:OR
99 GF Score
Price CHF328.25
GF Value CHF366.59
! 3 Warning Signs
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What is L'Oreal PB Ratio?

L'Oreal XSWX:OR 99 PB Ratio is 5.37 as of Jun. 25, 2026, which is 7% below its 10-year median of 5.75. GuruFocus rates XSWX:OR with a GF Score™ of 99/100 and a GF Value™ of CHF366.59. The stock has 3 warning signs investors should review. Among 1,896 Consumer Packaged Goods companies, L'Oreal ranks worse than 91.4% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), L'Oreal's share price is CHF328.25. L'Oreal's Book Value per Share for the quarter that ended in Dec. 2025 was CHF61.10. Hence, L'Oreal's PB Ratio of today is 5.37.

Good Sign:

L'Oreal SA stock PB Ratio (=5.74) is close to 5-year low of 5.28.

The historical rank and industry rank for L'Oreal's PB Ratio or its related term are showing as below:

XSWX:OR' s PB Ratio Range Over the Past 10 Years
Min: 3.73   Med: 5.75   Max: 9.47
Current: 5.74

During the past 13 years, L'Oreal's highest PB Ratio was 9.47. The lowest was 3.73. And the median was 5.75.

XSWX:OR's PB Ratio is ranked worse than
91.4% of 1896 companies
in the Consumer Packaged Goods industry
Industry Median: 1.34 vs XSWX:OR: 5.74

During the past 12 months, L'Oreal's average Book Value Per Share Growth Rate was 5.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of L'Oreal was 29.10% per year. The lowest was -7.60% per year. And the median was 7.60% per year.

Back to Basics: PB Ratio


L'Oreal  (XSWX:OR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


L'Oreal PB Ratio Related Terms


L'Oreal PB Ratio Historical Data

* Premium members only.

The historical data trend for L'Oreal's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L'Oreal PB Ratio Chart

L'Oreal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.45 5.90 5.76 5.10 4.84

L'Oreal Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.76 5.54 5.10 5.39 4.84

XSWX:OR vs PG, CL, KVUE: PB Ratio Comparison

For the Household & Personal Products subindustry, L'Oreal's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


L'Oreal PB Ratio vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, L'Oreal's PB Ratio distribution charts can be found below:

* The bar in red indicates where L'Oreal's PB Ratio falls into.


XSWX:OR
99GF Score
L'Oreal SA XSWX:OR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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L'Oreal PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

L'Oreal's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=328.25/61.104
=5.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 5.37 mean?
L'Oreal (XSWX:OR) has a PB Ratio of 5.37 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on L'Oreal and its competitors. This is near median its historical median of 5.75. Over the past decade, L'Oreal's PB Ratio has ranged from 3.73 to 9.47. According to the industry distribution chart, L'Oreal ranks #1733 out of 1896 companies in the Consumer Packaged Goods industry, placing it in the top 91.4%.
Is L'Oreal's PB Ratio too high?
L'Oreal's current PB Ratio of 5.37 is near median its 10-year median of 5.75. Over the past 10 years, this metric has ranged from a low of 3.73 to a high of 9.47. The Consumer Packaged Goods industry median PB Ratio is 1.34. L'Oreal's value of 5.37 is 300.7% above this industry median. Based on the distribution chart, L'Oreal ranks #1733 out of 1896 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, L'Oreal has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does L'Oreal's PB Ratio compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, L'Oreal ranks #1733 out of 1896 companies for PB Ratio. This places L'Oreal in the lower half of its industry. The industry median PB Ratio is 1.34. L'Oreal's value of 5.37 is 300.7% above this benchmark. Historically, L'Oreal's own PB Ratio has ranged from 3.73 to 9.47 over the past decade. While the company's 10-year median is 5.75 vs. the industry median of 1.34, L'Oreal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Consumer Packaged Goods company?
The median PB Ratio among Consumer Packaged Goods companies is 1.34, based on 1,896 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. L'Oreal's current PB Ratio of 5.37 is 300.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on L'Oreal and its competitors. For the Consumer Packaged Goods industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L'Oreal's current PB Ratio is 5.37, which is near median its own 10-year median of 5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L'Oreal stock overvalued right now?
L'Oreal (XSWX:OR) has a current PB Ratio of 5.37. The stock's GF Value™ is CHF366.59, compared to a current price of CHF328.25 — trading 10.5% below its estimated fair value. The current PB Ratio is 5.37, which is near median its 10-year median of 5.75 and 300.7% above the Consumer Packaged Goods industry median of 1.34. L'Oreal's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For L'Oreal (XSWX:OR), the current PB Ratio is 5.37 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L'Oreal (XSWX:OR) Overvalued in 2026?

Based on GuruFocus' analysis, L'Oreal stock appears to be undervalued. The current stock price of CHF328.25 is trading 10.5% below its estimated GF Value™ of CHF366.59.

Key valuation signals for XSWX:OR:

  • PB Ratio: 5.37 (near median its 10-year median of 5.75)
  • GF Value™: CHF366.59 vs. price of CHF328.25 (10.5% below fair value)
  • GF Score™: 99/100 with 3 warning signs
  • Industry Position: 300.7% above the Consumer Packaged Goods median (#1733 of 1896)

No single metric tells the full story. See the XSWX:OR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L'Oreal Business Description

Address 41, Rue Martre, Clichy Cedex, Paris, FRA, 92117
L'Oréal is the largest beauty product maker in the world, with consumer products (37% of sales) and luxury beauty (35%) the major segments, followed by derma skin care (16%) and professional products (12%). The firm also has a diversified geographic footprint, generating 34% of sales in Europe, 27% from North America, 23% in North Asia, and the rest from various emerging markets across South Asia, Latin America, and Africa. L'Oréal owns a mix of premium and mass beauty brands sold through a wide range of channels such as mass retail, drugstores, department stores, travel retail, e-commerce, hair salons, and medi-spas. Leading brands include Lancôme, Yves Saint Laurent, Maybelline, Kiehl's, L'Oréal Paris, Kerastase, CeraVe, Garnier, and Armani.
99GF Score

Get the complete analysis for XSWX:OR

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF328.25
Price
CHF366.59
GF Value