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HDFC BankHDB +0.46%60 3-1 Month Momentum % is 1.65% as of Jul. 31, 2026. GuruFocus rates HDB with a GF Score™ of 60/100 and a GF Value™ of $29.54 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,579 Banks companies, HDFC Bank ranks better than 52.63% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), HDFC Bank's 3-1 Month Momentum % is 1.65%.
The industry rank for HDFC Bank's 3-1 Month Momentum % or its related term are showing as below:
HDB's 3-1 Month Momentum % is ranked better than 52.63% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs HDB: 1.65
HDFC Bank (NYSE:HDB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
HDFC Bank 3-1 Month Momentum % Related Terms
HDB vs PNC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, HDFC Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDFC Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, HDFC Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where HDFC Bank's 3-1 Month Momentum % falls into.
HDFC Bank (NYSE:HDB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDFC Bank (HDB) has a 3-1 Month Momentum % of 1.65% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HDFC Bank and its competitors. According to the industry distribution chart, HDFC Bank ranks #748 out of 1579 companies in the Banks industry, placing it in the top 47.4%.
Is HDFC Bank's 3-1 Month Momentum % too high?
HDFC Bank's current 3-1 Month Momentum % is 1.65%. The Banks industry median 3-1 Month Momentum % is 2.74. HDFC Bank's value of 1.65% is 39.8% below this industry median. Based on the distribution chart, HDFC Bank ranks #748 out of 1579 companies in the Banks industry, which is above the industry midpoint. Overall, HDFC Bank has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's 3-1 Month Momentum % compare to PNC?
According to the Banks industry distribution chart, HDFC Bank ranks #748 out of 1579 companies for 3-1 Month Momentum %. This puts HDFC Bank in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.74. HDFC Bank's value of 1.65% is 39.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HDFC Bank's current 3-1 Month Momentum % of 1.65% is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on HDFC Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current 3-1 Month Momentum % is 1.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (HDB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.54, compared to a current price of $24.14 — trading 18.3% below its estimated fair value. The current 3-1 Month Momentum % is 1.65% and 39.8% below the Banks industry median of 2.74. HDFC Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For HDFC Bank (HDB), the current 3-1 Month Momentum % is 1.65% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HDFC Bank (HDB) Overvalued in 2026?
Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued.
The current stock price of $24.14 is trading 18.3% below its estimated GF Value™ of $29.54.
GuruFocus considers HDFC Bank to be Modestly Undervalued.
Key valuation signals for HDB:
3-1 Month Momentum %: 1.65%
GF Value™: $29.54 vs. price of $24.14 (18.3% below fair value)
Industry Position: 39.8% below the Banks median (#748 of 1579)
No single metric tells the full story. See the HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
60GF Score
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