HDB (HDFC Bank) Growth Rank: 3 (As of Aug. 07, 2026) — 67% Below Median

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HDB HDFC Bank Ltd HDB
60 GF Score
Price $23.63
GF Value $29.89
Valuation Modestly Undervalued
! 3 Warning Signs
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What is HDFC Bank Growth Rank?

HDFC Bank HDB -0.59% 60 Growth Rank is 3 as of Aug. 07, 2026, which is 67% below its 10-year median of 9.00. GuruFocus rates HDB with a GF Score™ of 60/100 and a GF Value™ of $29.89 (Modestly Undervalued). The stock has 3 warning signs investors should review.

HDFC Bank has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

HDB vs PNC: Growth Rank Comparison

For the Banks - Regional subindustry, HDFC Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HDFC Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, HDFC Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where HDFC Bank's Growth Rank falls into.


HDB
60GF Score
HDFC Bank Ltd HDB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
HDFC Bank (HDB) has a Growth Rank of 3 as of Aug. 07, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on HDFC Bank and its competitors. This is 67% below median its historical median of 9.00. Over the past decade, HDFC Bank's Growth Rank has ranged from 2.00 to 10.00.
Is HDFC Bank's Growth Rank too high?
HDFC Bank's current Growth Rank of 3 is 67% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, HDFC Bank has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's Growth Rank compare to PNC?
HDFC Bank's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, HDFC Bank's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on HDFC Bank and its competitors. HDFC Bank's current Growth Rank is 3, which is 67% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (HDB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.89, compared to a current price of $23.63 — trading 20.9% below its estimated fair value. The current Growth Rank is 3, which is 67% below median its 10-year median of 9.00. HDFC Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For HDFC Bank (HDB), the current Growth Rank is 3 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (HDB) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of $23.63 is trading 20.9% below its estimated GF Value™ of $29.89. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for HDB:

  • Growth Rank: 3 (67% below median its 10-year median of 9.00)
  • GF Value™: $29.89 vs. price of $23.63 (20.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
60GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.63
Price
$29.89
GF Value