Nobleoak Life (ASX:NOL) PE Ratio: 23.24 (As of Jun. 26, 2026) — 28% Above Median


ASX:NOL Nobleoak Life Ltd ASX:NOL
52 GF Score
Price A$1.19
GF Value A$1.76
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Nobleoak Life PE Ratio?

Nobleoak Life ASX:NOL -7.42% 52 PE Ratio is 23.24 as of Jun. 26, 2026, which is 28% above its 10-year median of 18.13. GuruFocus rates ASX:NOL with a GF Score™ of 52/100 and a GF Value™ of A$1.76 (Significantly Undervalued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-26), Nobleoak Life's share price is A$1.185. Nobleoak Life's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.05. Therefore, Nobleoak Life's PE Ratio for today is 23.24.

During the past 4 years, Nobleoak Life's highest PE Ratio was 110.00. The lowest was 12.48. And the median was 18.13.

Nobleoak Life's EPS (Diluted) for the six months ended in Dec. 2025 was A$0.07. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.05.

As of today (2026-06-26), Nobleoak Life's share price is A$1.185. Nobleoak Life's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.05. Therefore, Nobleoak Life's PE Ratio without NRI ratio for today is 23.24.

During the past 4 years, Nobleoak Life's highest PE Ratio without NRI was 110.00. The lowest was 5.80. And the median was 15.74.

Nobleoak Life's EPS without NRI for the six months ended in Dec. 2025 was A$0.07. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.05.

During the past 12 months, Nobleoak Life's average EPS without NRI Growth Rate was -66.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 115.40% per year.

During the past 4 years, Nobleoak Life's highest 3-Year average EPS without NRI Growth Rate was 115.40% per year. The lowest was 115.40% per year. And the median was 115.40% per year.

Nobleoak Life's EPS (Basic) for the six months ended in Dec. 2025 was A$0.07. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.05.

Back to Basics: PE Ratio


Nobleoak Life  (ASX:NOL) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Nobleoak Life PE Ratio Related Terms


Nobleoak Life PE Ratio Historical Data

* Premium members only.

The historical data trend for Nobleoak Life's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nobleoak Life PE Ratio Chart

Nobleoak Life Annual Data
Trend Jun22 Jun23 Jun24 Jun25
PE Ratio
107.00 20.11 13.67 19.49

Nobleoak Life Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only At Loss 13.67 At Loss 19.49 At Loss

ASX:NOL vs AFL, MET, PRU: PE Ratio Comparison

For the Insurance - Life subindustry, Nobleoak Life's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nobleoak Life PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Nobleoak Life's PE Ratio distribution charts can be found below:

* The bar in red indicates where Nobleoak Life's PE Ratio falls into.


ASX:NOL
52GF Score
Nobleoak Life Ltd ASX:NOL
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Nobleoak Life PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Nobleoak Life's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=1.185/0.051
=23.24

Nobleoak Life's Share Price of today is A$1.185.
For company reported semi-annually, Nobleoak Life's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.05.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 23.24 mean?
Nobleoak Life (ASX:NOL) has a PE Ratio of 23.24 as of Jun. 26, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Nobleoak Life and its competitors. This is 28% above median its historical median of 18.13. Over the past decade, Nobleoak Life's PE Ratio has ranged from 12.48 to 110.00.
Is Nobleoak Life's PE Ratio too high?
Nobleoak Life's current PE Ratio of 23.24 is 28% above median its 10-year median of 18.13. Over the past 10 years, this metric has ranged from a low of 12.48 to a high of 110.00. Overall, Nobleoak Life has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's PE Ratio compare to AFL and MET?
Nobleoak Life's PE Ratio of 23.24 can be compared against companies in the Insurance industry. Historically, Nobleoak Life's own PE Ratio has ranged from 12.48 to 110.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Nobleoak Life and its competitors. Nobleoak Life's current PE Ratio is 23.24, which is 28% above median its own 10-year median of 18.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.76, compared to a current price of A$1.19 — trading 32.7% below its estimated fair value. The current PE Ratio is 23.24, which is 28% above median its 10-year median of 18.13. Nobleoak Life's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current PE Ratio is 23.24 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nobleoak Life (ASX:NOL) Overvalued in 2026?

Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued. The current stock price of A$1.19 is trading 32.7% below its estimated GF Value™ of A$1.76. GuruFocus considers Nobleoak Life to be Significantly Undervalued.

Key valuation signals for ASX:NOL:

  • PE Ratio: 23.24 (28% above median its 10-year median of 18.13)
  • GF Value™: A$1.76 vs. price of A$1.19 (32.7% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nobleoak Life Business Description

Address 44 Market Street, Level 4, Sydney, NSW, AUS, 2000
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
52GF Score

Get the complete analysis for ASX:NOL

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.19
Price
A$1.76
GF Value