Trust Islami Life Insurance (DHA:TILIL) PE Ratio: 22.31 (As of Jun. 26, 2026) — 10% Above Median


DHA:TILIL Trust Islami Life Insurance PLC DHA:TILIL
40 GF Score
Price BDT53.40
! 1 Warning Sign
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What is Trust Islami Life Insurance PE Ratio?

Trust Islami Life Insurance DHA:TILIL +1.52% 40 PE Ratio is 22.31 as of Jun. 26, 2026, which is 10% above its 10-year median of 20.26. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100. The stock has 1 warning sign investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-26), Trust Islami Life Insurance's share price is BDT53.40. Trust Islami Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.39. Therefore, Trust Islami Life Insurance's PE Ratio for today is 22.31.

During the past 3 years, Trust Islami Life Insurance's highest PE Ratio was 37.57. The lowest was 12.21. And the median was 20.26.

Trust Islami Life Insurance's EPS (Diluted) for the three months ended in Jun. 2025 was BDT0.49. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.39.

As of today (2026-06-26), Trust Islami Life Insurance's share price is BDT53.40. Trust Islami Life Insurance's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.39. Therefore, Trust Islami Life Insurance's PE Ratio without NRI ratio for today is 22.31.

During the past 3 years, Trust Islami Life Insurance's highest PE Ratio without NRI was 35.11. The lowest was 12.21. And the median was 19.88.

Trust Islami Life Insurance's EPS without NRI for the three months ended in Jun. 2025 was BDT0.49. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.39.

During the past 12 months, Trust Islami Life Insurance's average EPS without NRI Growth Rate was 11.00% per year.

Trust Islami Life Insurance's EPS (Basic) for the three months ended in Jun. 2025 was BDT0.49. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.39.

Back to Basics: PE Ratio


Trust Islami Life Insurance  (DHA:TILIL) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Trust Islami Life Insurance PE Ratio Related Terms


Trust Islami Life Insurance PE Ratio Historical Data

* Premium members only.

The historical data trend for Trust Islami Life Insurance's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Islami Life Insurance PE Ratio Chart

Trust Islami Life Insurance Annual Data
Trend Dec22 Dec23 Dec24
PE Ratio
N/A 22.77 17.43

Trust Islami Life Insurance Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.33 14.52 17.43 21.20 17.17

DHA:TILIL vs AFL, MET, PRU: PE Ratio Comparison

For the Insurance - Life subindustry, Trust Islami Life Insurance's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Islami Life Insurance PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's PE Ratio distribution charts can be found below:

* The bar in red indicates where Trust Islami Life Insurance's PE Ratio falls into.


DHA:TILIL
40GF Score
Trust Islami Life Insurance PLC DHA:TILIL
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Islami Life Insurance PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Trust Islami Life Insurance's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=53.40/2.394
=22.31

Trust Islami Life Insurance's Share Price of today is BDT53.40.
Trust Islami Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT2.39.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 22.31 mean?
Trust Islami Life Insurance (DHA:TILIL) has a PE Ratio of 22.31 as of Jun. 26, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Trust Islami Life Insurance and its competitors. This is 10% above median its historical median of 20.26. Over the past decade, Trust Islami Life Insurance's PE Ratio has ranged from 12.21 to 37.57.
Is Trust Islami Life Insurance's PE Ratio too high?
Trust Islami Life Insurance's current PE Ratio of 22.31 is 10% above median its 10-year median of 20.26. Over the past 10 years, this metric has ranged from a low of 12.21 to a high of 37.57. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's PE Ratio compare to AFL and MET?
Trust Islami Life Insurance's PE Ratio of 22.31 can be compared against companies in the Insurance industry. Historically, Trust Islami Life Insurance's own PE Ratio has ranged from 12.21 to 37.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Trust Islami Life Insurance and its competitors. Trust Islami Life Insurance's current PE Ratio is 22.31, which is 10% above median its own 10-year median of 20.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current PE Ratio of 22.31. The current PE Ratio is 22.31, which is 10% above median its 10-year median of 20.26. Trust Islami Life Insurance's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current PE Ratio is 22.31 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Islami Life Insurance Business Description

Address 67/1, Naya Paltan, VIP Road, Paltan China Town, 17th Floor, West Tower, Dhaka, BGD, 1000
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score

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PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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