FLEW (Fleetwood Bank) PE Ratio: 9.21 (As of Jun. 25, 2026) — 18% Below Median


FLEW Fleetwood Bank Corp FLEW
63 GF Score
Price $74.60
GF Value $65.84
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Fleetwood Bank PE Ratio?

Fleetwood Bank FLEW +8.12% 63 PE Ratio is 9.21 as of Jun. 25, 2026, which is 18% below its 10-year median of 11.18. GuruFocus rates FLEW with a GF Score™ of 63/100 and a GF Value™ of $65.84 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Fleetwood Bank's share price is $74.60. Fleetwood Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10. Therefore, Fleetwood Bank's PE Ratio for today is 9.21.

During the past 7 years, Fleetwood Bank's highest PE Ratio was 18.22. The lowest was 7.16. And the median was 11.18.

Fleetwood Bank's EPS (Diluted) for the six months ended in Dec. 2025 was $8.10. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10.

As of today (2026-06-25), Fleetwood Bank's share price is $74.60. Fleetwood Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10. Therefore, Fleetwood Bank's PE Ratio without NRI ratio for today is 9.21.

During the past 7 years, Fleetwood Bank's highest PE Ratio without NRI was 18.22. The lowest was 7.16. And the median was 11.18.

Fleetwood Bank's EPS without NRI for the six months ended in Dec. 2025 was $8.10. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10.

During the past 12 months, Fleetwood Bank's average EPS without NRI Growth Rate was 70.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 17.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.70% per year.

During the past 7 years, Fleetwood Bank's highest 3-Year average EPS without NRI Growth Rate was 17.10% per year. The lowest was -8.80% per year. And the median was 2.40% per year.

Fleetwood Bank's EPS (Basic) for the six months ended in Dec. 2025 was $8.10. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10.

Back to Basics: PE Ratio


Fleetwood Bank  (OTCPK:FLEW) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Fleetwood Bank PE Ratio Related Terms


Fleetwood Bank PE Ratio Historical Data

* Premium members only.

The historical data trend for Fleetwood Bank's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fleetwood Bank PE Ratio Chart

Fleetwood Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial 11.00 13.66 8.71 11.60 7.16

Fleetwood Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio Get a 7-Day Free Trial 11.00 13.66 8.71 11.60 7.16

FLEW vs MSBB, CIBN, CTYP: PE Ratio Comparison

For the Banks - Regional subindustry, Fleetwood Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fleetwood Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fleetwood Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where Fleetwood Bank's PE Ratio falls into.


FLEW
63GF Score
Fleetwood Bank Corp FLEW
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fleetwood Bank PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Fleetwood Bank's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=74.60/8.100
=9.21

Fleetwood Bank's Share Price of today is $74.60.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Fleetwood Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $8.10.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 9.21 mean?
Fleetwood Bank (FLEW) has a PE Ratio of 9.21 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Fleetwood Bank and its competitors. This is 18% below median its historical median of 11.18. Over the past decade, Fleetwood Bank's PE Ratio has ranged from 7.16 to 18.22.
Is Fleetwood Bank's PE Ratio too high?
Fleetwood Bank's current PE Ratio of 9.21 is 18% below median its 10-year median of 11.18. Over the past 10 years, this metric has ranged from a low of 7.16 to a high of 18.22. Overall, Fleetwood Bank has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fleetwood Bank's PE Ratio compare to MSBB and CIBN?
Fleetwood Bank's PE Ratio of 9.21 can be compared against companies in the Banks industry. Historically, Fleetwood Bank's own PE Ratio has ranged from 7.16 to 18.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Fleetwood Bank and its competitors. Fleetwood Bank's current PE Ratio is 9.21, which is 18% below median its own 10-year median of 11.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fleetwood Bank stock overvalued right now?
Based on GuruFocus' analysis, Fleetwood Bank (FLEW) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.84, compared to a current price of $74.60 — trading 13.3% above its estimated fair value. The current PE Ratio is 9.21, which is 18% below median its 10-year median of 11.18. Fleetwood Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Fleetwood Bank (FLEW), the current PE Ratio is 9.21 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fleetwood Bank (FLEW) Overvalued in 2026?

Based on GuruFocus' analysis, Fleetwood Bank stock appears to be overvalued. The current stock price of $74.60 is trading 13.3% above its estimated GF Value™ of $65.84. GuruFocus considers Fleetwood Bank to be Modestly Overvalued.

Key valuation signals for FLEW:

  • PE Ratio: 9.21 (18% below median its 10-year median of 11.18)
  • GF Value™: $65.84 vs. price of $74.60 (13.3% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the FLEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fleetwood Bank Business Description

Address P.O. Box 105, Fleetwood, PA, USA, 19522
Fleetwood Bank Corp provides personal and business banking services. It offers banking products such as savings account, loans and mortgages, cash management services, bill payments, and online banking services. It provides loans such as personal loans, home loans, car loans, and education loans and also support businesses with working capital loans, trade finance, and project financing. Additionally, the company offers investment, insurance, and wealth management services to help customers grow their money.
63GF Score

Get the complete analysis for FLEW

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.60
Price
$65.84
GF Value