American Express CoLIM:AXP 68 PEG Ratio is 1.77 as of Jun. 27, 2026, which is 27% below its 10-year median of 2.41. GuruFocus rates LIM:AXP with a GF Score™ of 68/100 and a GF Value™ of $323.73 (Fairly Valued). The stock has 3 warning signs investors should review. Among 235 Credit Services companies, American Express Co ranks worse than 68.94% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for American Express Co's PEG Ratio or its related term are showing as below:
LIM:AXP'
s PEG Ratio Range Over the Past 10 Years
Min: 1.33 Med: 2.41 Max: 5.08
Current: 1.75
During the past 13 years, American Express Co's highest PEG Ratio was 5.08. The lowest was 1.33. And the median was 2.41.
LIM:AXP's PEG Ratio is ranked worse than 68.94% of 235
companies
in the Credit Services industry
Industry Median: 0.86
vs LIM:AXP: 1.75
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
American Express Co (LIM:AXP) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
American Express Co PEG Ratio Related Terms
American Express Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for American Express Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, American Express Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where American Express Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
American Express Co (LIM:AXP) has a PEG Ratio of 1.77 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on American Express Co and its competitors. This is 27% below median its historical median of 2.41. Over the past decade, American Express Co's PEG Ratio has ranged from 1.33 to 5.08. According to the industry distribution chart, American Express Co ranks #162 out of 235 companies in the Credit Services industry, placing it in the top 68.9%.
Is American Express Co's PEG Ratio too high?
American Express Co's current PEG Ratio of 1.77 is 27% below median its 10-year median of 2.41. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 5.08. The Credit Services industry median PEG Ratio is 0.86. American Express Co's value of 1.77 is 105.8% above this industry median. Based on the distribution chart, American Express Co ranks #162 out of 235 companies in the Credit Services industry, which is below the industry midpoint. Overall, American Express Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Express Co's PEG Ratio compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #162 out of 235 companies for PEG Ratio. This places American Express Co in the lower half of its industry. The industry median PEG Ratio is 0.86. American Express Co's value of 1.77 is 105.8% above this benchmark. Historically, American Express Co's own PEG Ratio has ranged from 1.33 to 5.08 over the past decade. While the company's 10-year median is 2.41 vs. the industry median of 0.86, American Express Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Express Co's current PEG Ratio of 1.77 is 105.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on American Express Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Express Co's current PEG Ratio is 1.77, which is 27% below median its own 10-year median of 2.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
Based on GuruFocus' analysis, American Express Co (LIM:AXP) is currently considered Fairly Valued. The stock's GF Value™ is $323.73, compared to a current price of $345.29 — trading 6.7% above its estimated fair value. The current PEG Ratio is 1.77, which is 27% below median its 10-year median of 2.41 and 105.8% above the Credit Services industry median of 0.86. American Express Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For American Express Co (LIM:AXP), the current PEG Ratio is 1.77 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (LIM:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of $345.29 is trading 6.7% above its estimated GF Value™ of $323.73.
GuruFocus considers American Express Co to be Fairly Valued.
Key valuation signals for LIM:AXP:
PEG Ratio: 1.77 (27% below median its 10-year median of 2.41)
GF Value™: $323.73 vs. price of $345.29 (6.7% above fair value)
Industry Position: 105.8% above the Credit Services median (#162 of 235)
No single metric tells the full story. See the LIM:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
68GF Score
Get the complete analysis for LIM:AXP
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