American Express CoLIM:AXP 68 PS Ratio is 3.22 as of Jun. 28, 2026, which is 34% above its 10-year median of 2.40. GuruFocus rates LIM:AXP with a GF Score™ of 68/100 and a GF Value™ of $325.73 (Fairly Valued). The stock has 3 warning signs investors should review. Among 521 Credit Services companies, American Express Co ranks worse than 52.98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, American Express Co's share price is $345.29.
American Express Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $107.21. Hence, American Express Co's PS Ratio for today is 3.22.
The historical rank and industry rank for American Express Co's PS Ratio or its related term are showing as below:
LIM:AXP'
s PS Ratio Range Over the Past 10 Years
Min: 1.39 Med: 2.4 Max: 3.86
Current: 3.17
During the past 13 years, American Express Co's highest PS Ratio was 3.86. The lowest was 1.39. And the median was 2.40.
LIM:AXP's PS Ratio is ranked worse than 52.98% of 521
companies
in the Credit Services industry
Industry Median: 2.85
vs LIM:AXP: 3.17
American Express Co has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of American Express Co was 13.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 18.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 11.60% per year.
During the past 13 years, American Express Co's highest 3-Year average Revenue per Share Growth Rate was 62.40% per year. The lowest was -38.40% per year. And the median was 7.20% per year.
Back to Basics: PS Ratio
American Express Co (LIM:AXP) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
American Express Co PS Ratio Related Terms
American Express Co PS Ratio Historical Data
* Premium members only.
The historical data trend for American Express Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, American Express Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where American Express Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
American Express Co's Share Price of today is $345.29. American Express Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $107.21.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
American Express Co (LIM:AXP) has a PS Ratio of 3.22 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on American Express Co and its competitors. This is 34% above median its historical median of 2.40. Over the past decade, American Express Co's PS Ratio has ranged from 1.39 to 3.86. According to the industry distribution chart, American Express Co ranks #276 out of 521 companies in the Credit Services industry, placing it in the top 53%.
Is American Express Co's PS Ratio too high?
American Express Co's current PS Ratio of 3.22 is 34% above median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 3.86. The Credit Services industry median PS Ratio is 2.85. American Express Co's value of 3.22 is 13% above this industry median. Based on the distribution chart, American Express Co ranks #276 out of 521 companies in the Credit Services industry, which is below the industry midpoint. Overall, American Express Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Express Co's PS Ratio compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #276 out of 521 companies for PS Ratio. This places American Express Co in the lower half of its industry. The industry median PS Ratio is 2.85. American Express Co's value of 3.22 is 13% above this benchmark. Historically, American Express Co's own PS Ratio has ranged from 1.39 to 3.86 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 2.85, American Express Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.85, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Express Co's current PS Ratio of 3.22 is 13% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on American Express Co and its competitors. For the Credit Services industry, the median PS Ratio is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Express Co's current PS Ratio is 3.22, which is 34% above median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
Based on GuruFocus' analysis, American Express Co (LIM:AXP) is currently considered Fairly Valued. The stock's GF Value™ is $325.73, compared to a current price of $345.29 — trading 6% above its estimated fair value. The current PS Ratio is 3.22, which is 34% above median its 10-year median of 2.40 and 13% above the Credit Services industry median of 2.85. American Express Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For American Express Co (LIM:AXP), the current PS Ratio is 3.22 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (LIM:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of $345.29 is trading 6% above its estimated GF Value™ of $325.73.
GuruFocus considers American Express Co to be Fairly Valued.
Key valuation signals for LIM:AXP:
PS Ratio: 3.22 (34% above median its 10-year median of 2.40)
GF Value™: $325.73 vs. price of $345.29 (6% above fair value)
Industry Position: 13% above the Credit Services median (#276 of 521)
No single metric tells the full story. See the LIM:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
68GF Score
Get the complete analysis for LIM:AXP
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LIM:AXP has been successfully added to your 
