Eastern Michigan Financial (Eastern Michigan Financial) Pre-Tax Income : $3.28 Mil (TTM As of Dec. 2006)

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What is Eastern Michigan Financial Pre-Tax Income?

Pretax income is the income that a company earns before paying income taxes. Eastern Michigan Financial's pretax income for the six months ended in Dec. 2006 was $3.28 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2006 was $3.28 Mil. Eastern Michigan Financial's pretax margin was 32.45%.

Eastern Michigan Financial Pre-Tax Income Historical Data

The historical data trend for Eastern Michigan Financial's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Eastern Michigan Financial Pre-Tax Income Chart

Eastern Michigan Financial Annual Data

Trend

Dec02

Dec03

Dec04

Dec05

Dec06

Pre-Tax Income

3.57

2.46

3.29

2.74

3.28

Eastern Michigan Financial Semi-Annual Data
	Dec02	Dec03	Dec04	Dec05	Dec06
Pre-Tax Income	3.57	2.46	3.29	2.74	3.28

Competitive Comparison of Eastern Michigan Financial's Pre-Tax Income

For the Banks - Regional subindustry, Eastern Michigan Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eastern Michigan Financial's Pre-Tax Income Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eastern Michigan Financial's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Eastern Michigan Financial's Pre-Tax Income falls into.

Eastern Michigan Financial Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Eastern Michigan Financial's Pretax Income for the fiscal year that ended in Dec. 2006 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	0	+	3.279
	=	3.28

Eastern Michigan Financial's Pretax Income for the quarter that ended in Dec. 2006 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	0	+	3.279
	=	3.28

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2006 was $3.28 Mil.

Eastern Michigan Financial (OTCPK:EFIN) Pre-Tax Income Explanation

Eastern Michigan Financial's Pretax Margin for the quarter that ended in Dec. 2006 is calculated as

Pretax Margin	=	Pretax Income	/	Revenue
	=	3.279	/	10.104
	=	32.45%

Eastern Michigan Financial Pre-Tax Income Related Terms

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Eastern Michigan Financial (Eastern Michigan Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eastern Michigan Financial Corp (OTCPK:EFIN) » Definitions » Pre-Tax Income

Comparable Companies

Traded in Other Exchanges

N/A

Address

65 North Howard Avenue, Croswell, MI, USA, 48422

Website

https://www.emb.bank

Eastern Michigan Financial Corp is a bank holding company. The Company through its holding provides baking products and services including personal banking, business banking and lending including diversified loans. Personal banking includes debit and credit cards, mobile banking and deposit services where Business banking includes cash management and other business-related services. The portfolio segments include commercial and industrial, agricultural, real estate related industries, other commercial loans, residential real estate, consumer and other, and home equity.

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