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Eastern Michigan Financial (Eastern Michigan Financial) Debt-to-Revenue : 0.03 (As of Dec. 2006)


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What is Eastern Michigan Financial Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Eastern Michigan Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2006 was $0.00 Mil. Eastern Michigan Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2006 was $0.29 Mil. Eastern Michigan Financial's annualized Revenue for the quarter that ended in Dec. 2006 was $10.10 Mil. Eastern Michigan Financial's annualized Debt-to-Revenue for the quarter that ended in Dec. 2006 was 0.03.

Eastern Michigan Financial Debt-to-Revenue Historical Data

The historical data trend for Eastern Michigan Financial's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Eastern Michigan Financial Debt-to-Revenue Chart

Eastern Michigan Financial Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Debt-to-Revenue
- - - - 0.03

Eastern Michigan Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06
Debt-to-Revenue - - - - 0.03

Competitive Comparison of Eastern Michigan Financial's Debt-to-Revenue

For the Banks - Regional subindustry, Eastern Michigan Financial's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eastern Michigan Financial's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eastern Michigan Financial's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Eastern Michigan Financial's Debt-to-Revenue falls into.


Eastern Michigan Financial Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Eastern Michigan Financial's Debt-to-Revenue for the fiscal year that ended in Dec. 2006 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0.285) / 10.104
=0.03

Eastern Michigan Financial's annualized Debt-to-Revenue for the quarter that ended in Dec. 2006 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0.285) / 10.104
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is one times the quarterly (Dec. 2006) Revenue data.

Eastern Michigan Financial Debt-to-Revenue Related Terms

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Eastern Michigan Financial (Eastern Michigan Financial) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eastern Michigan Financial Corp (OTCPK:EFIN) » Definitions » Debt-to-Revenue
Comparable Companies
HFBL ESBS OSBK MCHN STBI EQFN TBBC NIDB EDVR UNIF NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP MIC:SBER SGX:D05 ISX:BBCA MIL:ISP
Traded in Other Exchanges
N/A
Address
65 North Howard Avenue, Croswell, MI, USA, 48422
Website
https://www.emb.bank
Eastern Michigan Financial Corp is a bank holding company. The Company through its holding provides baking products and services including personal banking, business banking and lending including diversified loans. Personal banking includes debit and credit cards, mobile banking and deposit services where Business banking includes cash management and other business-related services. The portfolio segments include commercial and industrial, agricultural, real estate related industries, other commercial loans, residential real estate, consumer and other, and home equity.

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