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Eastern Michigan Financial (Eastern Michigan Financial) Research & Development : $0.00 Mil (TTM As of Dec. 2006)


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What is Eastern Michigan Financial Research & Development?

Research & Development is the aggregate amount of research and development expenses during the year. Eastern Michigan Financial's Research & Development for the six months ended in Dec. 2006 was $0.00 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2006 was $0.00 Mil.

Eastern Michigan Financial Research & Development Historical Data

The historical data trend for Eastern Michigan Financial's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Eastern Michigan Financial Research & Development Chart

Eastern Michigan Financial Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Research & Development
- - - - -

Eastern Michigan Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06
Research & Development - - - - -

Eastern Michigan Financial Research & Development Calculation

This is the expense the company spent on research and development.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Research & Development for the trailing twelve months (TTM) ended in Dec. 2006 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eastern Michigan Financial  (OTCPK:EFIN) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Eastern Michigan Financial Research & Development Related Terms

Thank you for viewing the detailed overview of Eastern Michigan Financial's Research & Development provided by GuruFocus.com. Please click on the following links to see related term pages.

Eastern Michigan Financial (Eastern Michigan Financial) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eastern Michigan Financial Corp (OTCPK:EFIN) » Definitions » Research & Development
Comparable Companies
HFBL ESBS OSBK MCHN STBI EQFN TBBC NIDB EDVR UNIF NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP MIC:SBER SGX:D05 ISX:BBCA MIL:ISP
Traded in Other Exchanges
N/A
Address
65 North Howard Avenue, Croswell, MI, USA, 48422
Website
https://www.emb.bank
Eastern Michigan Financial Corp is a bank holding company. The Company through its holding provides baking products and services including personal banking, business banking and lending including diversified loans. Personal banking includes debit and credit cards, mobile banking and deposit services where Business banking includes cash management and other business-related services. The portfolio segments include commercial and industrial, agricultural, real estate related industries, other commercial loans, residential real estate, consumer and other, and home equity.

Eastern Michigan Financial (Eastern Michigan Financial) Headlines

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