FINV (FinVolution Group) Pre-Tax Income: $334 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FINV FinVolution Group FINV
72 GF Score
Price $3.30
GF Value $5.70
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is FinVolution Group Pre-Tax Income?

FinVolution Group FINV -2.37% 72 Pre-Tax Income is $334 Mil as of Jun. 2026. GuruFocus rates FINV with a GF Score™ of 72/100 and a GF Value™ of $5.70 (Possible Value Trap). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. FinVolution Group's pretax income for the three months ended in Jun. 2026 was $80 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $334 Mil. FinVolution Group's pretax margin was 15.96%.

During the past 11 years, FinVolution Group's highest Pretax Margin was 57.68%. The lowest was 17.72%. And the median was 29.89%.


FinVolution Group  (NYSE:FINV) Pre-Tax Income Explanation

FinVolution Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=79.789882564346/499.95020511925
=15.96%

During the past 11 years, FinVolution Group's highest Pretax Margin was 57.68%. The lowest was 17.72%. And the median was 29.89%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FinVolution Group Pre-Tax Income Related Terms


FinVolution Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for FinVolution Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinVolution Group Pre-Tax Income Chart

FinVolution Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 424.25 406.32 392.18 395.35 431.45

FinVolution Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 128.57 108.48 71.00 74.26 79.79

FINV vs GDOT, WRLD, PRAA: Pre-Tax Income Comparison

For the Credit Services subindustry, FinVolution Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinVolution Group Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FinVolution Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where FinVolution Group's Pre-Tax Income falls into.


FINV
72GF Score
FinVolution Group FINV
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinVolution Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

FinVolution Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=425.49796195406++-3.9607992927501+0+9.9113187415901
=431

FinVolution Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=87.117322468429++-2.9407893660518+0+-4.3866505380312
=80

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $334 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $334 Mil mean?
FinVolution Group (FINV) has a Pre-Tax Income of $334 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FinVolution Group and its competitors.
Is FinVolution Group's Pre-Tax Income too high?
FinVolution Group's current Pre-Tax Income is $334 Mil. Overall, FinVolution Group has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FinVolution Group's Pre-Tax Income compare to GDOT and WRLD?
FinVolution Group's Pre-Tax Income of $334 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on FinVolution Group and its competitors. FinVolution Group's current Pre-Tax Income is $334 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinVolution Group stock overvalued right now?
Based on GuruFocus' analysis, FinVolution Group (FINV) is currently considered Possible Value Trap. The stock's GF Value™ is $5.70, compared to a current price of $3.30 — trading 42.1% below its estimated fair value. The current Pre-Tax Income is $334 Mil. FinVolution Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For FinVolution Group (FINV), the current Pre-Tax Income is $334 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinVolution Group (FINV) Overvalued in 2026?

Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued. The current stock price of $3.30 is trading 42.1% below its estimated GF Value™ of $5.70. GuruFocus considers FinVolution Group to be Possible Value Trap.

Key valuation signals for FINV:

  • Pre-Tax Income: $334 Mil
  • GF Value™: $5.70 vs. price of $3.30 (42.1% below fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the FINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinVolution Group Business Description

Other Exchanges PP3:Germany
Address No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
72GF Score

Get the complete analysis for FINV

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.30
Price
$5.70
GF Value