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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. FinVolution Group's Revenue for the
three
months ended in Mar. 2026 was $466 Mil. FinVolution Group's average Accounts Receivable for the
three
months ended in Mar. 2026 was $260 Mil.
Hence, FinVolution Group's Receivables Turnover for the
three
months ended in Mar. 2026 was 1.79.
FinVolution Group (NYSE:FINV) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
FinVolution Group Receivables Turnover Related Terms
FinVolution Group Receivables Turnover Historical Data
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The historical data trend for FinVolution Group's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FINV vs LU, JCAP, WRLD: Receivables Turnover Comparison
For the Credit Services subindustry, FinVolution Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinVolution Group Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FinVolution Group's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where FinVolution Group's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinVolution Group (FINV) has a Receivables Turnover of 1.79 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on FinVolution Group and its competitors. According to the industry distribution chart, FinVolution Group ranks #173 out of 295 companies in the Credit Services industry, placing it in the top 58.6%.
Is FinVolution Group's Receivables Turnover too high?
FinVolution Group's current Receivables Turnover is 1.79. The Credit Services industry median Receivables Turnover is 8.73. FinVolution Group's value of 1.79 is 79.5% below this industry median. Based on the distribution chart, FinVolution Group ranks #173 out of 295 companies in the Credit Services industry, which is below the industry midpoint. Overall, FinVolution Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinVolution Group's Receivables Turnover compare to LU and JCAP?
According to the Credit Services industry distribution chart, FinVolution Group ranks #173 out of 295 companies for Receivables Turnover. This places FinVolution Group in the lower half of its industry. The industry median Receivables Turnover is 8.73. FinVolution Group's value of 1.79 is 79.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.73, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinVolution Group's current Receivables Turnover of 1.79 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on FinVolution Group and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinVolution Group's current Receivables Turnover is 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinVolution Group stock overvalued right now?
Based on GuruFocus' analysis, FinVolution Group (FINV) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.93, compared to a current price of $4.37 — trading 26.3% below its estimated fair value. The current Receivables Turnover is 1.79 and 79.5% below the Credit Services industry median of 8.73. FinVolution Group's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For FinVolution Group (FINV), the current Receivables Turnover is 1.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinVolution Group (FINV) Overvalued in 2026?
Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued.
The current stock price of $4.37 is trading 26.3% below its estimated GF Value™ of $5.93.
GuruFocus considers FinVolution Group to be Modestly Undervalued.
Key valuation signals for FINV:
Receivables Turnover: 1.79
GF Value™: $5.93 vs. price of $4.37 (26.3% below fair value)
Industry Position: 79.5% below the Credit Services median (#173 of 295)
No single metric tells the full story. See the FINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
79GF Score
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