FINV (FinVolution Group) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FINV FinVolution Group FINV
79 GF Score
Price $4.21
GF Value $5.93
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is FinVolution Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FINV
79GF Score
FinVolution Group FINV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is FinVolution Group (FINV) Overvalued in 2026?

Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued. The current stock price of $4.21 is trading 29% below its estimated GF Value™ of $5.93. GuruFocus considers FinVolution Group to be Modestly Undervalued.

Key valuation signals for FINV:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $5.93 vs. price of $4.21 (29% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinVolution Group Business Description

Other Exchanges PP3:Germany
Address No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
79GF Score

Get the complete analysis for FINV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.21
Price
$5.93
GF Value