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University Bancorp (University Bancorp) Pretax Margin % : 6.17% (As of Dec. 2022)


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What is University Bancorp Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. University Bancorp's Pre-Tax Income for the six months ended in Dec. 2022 was $5.33 Mil. University Bancorp's Revenue for the six months ended in Dec. 2022 was $86.42 Mil. Therefore, University Bancorp's pretax margin for the quarter that ended in Dec. 2022 was 6.17%.

The historical rank and industry rank for University Bancorp's Pretax Margin % or its related term are showing as below:

UNIB' s Pretax Margin % Range Over the Past 10 Years
Min: 2.8   Med: 9.73   Max: 29.41
Current: 6.17


UNIB's Pretax Margin % is ranked worse than
92.04% of 1458 companies
in the Banks industry
Industry Median: 32.765 vs UNIB: 6.17

University Bancorp Pretax Margin % Historical Data

The historical data trend for University Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

University Bancorp Pretax Margin % Chart

University Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.01 7.46 29.41 28.18 6.17

University Bancorp Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.01 7.46 29.41 28.18 6.17

Competitive Comparison of University Bancorp's Pretax Margin %

For the Banks - Regional subindustry, University Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


University Bancorp's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, University Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where University Bancorp's Pretax Margin % falls into.



University Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

University Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=5.332/86.423
=6.17 %

University Bancorp's Pretax Margin for the quarter that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2022 )/Revenue (Q: Dec. 2022 )
=5.332/86.423
=6.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


University Bancorp  (OTCPK:UNIB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


University Bancorp Pretax Margin % Related Terms

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University Bancorp (University Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is primarily located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Executives
Nicholas K Fortson officer: CFO 959 MAIDEN LANE, ANN ARBOR MI 48105
Jove Corp other: Affiliate of majority owner 3220 COOLIDGE HWY, BERKLEY MI 48072
Joseph Lange Ranzini director, 10 percent owner 959 MAIDEN LANE, ANN ARBOR MI 48105
Stephen Lange Ranzini director, 10 percent owner, officer: President & CEO 959 MAIDEN LANE, ANN ARBOR MI 48105
Mildred Lange Ranzini 10 percent owner 43 SWEETWATER, BELLE MEAD NJ 08502