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Ujjivan Small Finance Bank (NSE:UJJIVANSFB) PS Ratio : 1.58 (As of Dec. 12, 2024)


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What is Ujjivan Small Finance Bank PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ujjivan Small Finance Bank's share price is ₹36.48. Ujjivan Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₹23.11. Hence, Ujjivan Small Finance Bank's PS Ratio for today is 1.58.

Good Sign:

Ujjivan Small Finance Bank Ltd stock PS Ratio (=1.52) is close to 2-year low of 1.4

The historical rank and industry rank for Ujjivan Small Finance Bank's PS Ratio or its related term are showing as below:

NSE:UJJIVANSFB' s PS Ratio Range Over the Past 10 Years
Min: 1.1   Med: 2.25   Max: 5.45
Current: 1.57

During the past 8 years, Ujjivan Small Finance Bank's highest PS Ratio was 5.45. The lowest was 1.10. And the median was 2.25.

NSE:UJJIVANSFB's PS Ratio is ranked better than
75.31% of 1527 companies
in the Banks industry
Industry Median: 2.62 vs NSE:UJJIVANSFB: 1.57

Ujjivan Small Finance Bank's Revenue per Sharefor the three months ended in Sep. 2024 was ₹5.88. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was ₹23.11.

During the past 12 months, the average Revenue per Share Growth Rate of Ujjivan Small Finance Bank was 21.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 22.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 16.40% per year.

During the past 8 years, Ujjivan Small Finance Bank's highest 3-Year average Revenue per Share Growth Rate was 22.10% per year. The lowest was 10.60% per year. And the median was 16.05% per year.

Back to Basics: PS Ratio


Ujjivan Small Finance Bank PS Ratio Historical Data

The historical data trend for Ujjivan Small Finance Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Ujjivan Small Finance Bank PS Ratio Chart

Ujjivan Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PS Ratio
Get a 7-Day Free Trial 2.16 2.60 1.20 1.43 2.07

Ujjivan Small Finance Bank Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.85 2.85 2.07 2.02 1.75

Competitive Comparison of Ujjivan Small Finance Bank's PS Ratio

For the Banks - Regional subindustry, Ujjivan Small Finance Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ujjivan Small Finance Bank's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Ujjivan Small Finance Bank's PS Ratio falls into.



Ujjivan Small Finance Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Ujjivan Small Finance Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=36.48/23.112
=1.58

Ujjivan Small Finance Bank's Share Price of today is ₹36.48.
Ujjivan Small Finance Bank's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹23.11.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Ujjivan Small Finance Bank  (NSE:UJJIVANSFB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Ujjivan Small Finance Bank PS Ratio Related Terms

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Ujjivan Small Finance Bank Business Description

Traded in Other Exchanges
Address
18th Main, 6th Block, Koramangala, Grape Garden, No. 27, 3rd ‘A’ Cross, Bengaluru, KA, IND, 560 095
Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.

Ujjivan Small Finance Bank Headlines

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