Banco BBVA Argentina (FRA:BFP) Financial Strength: 5 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BFP Banco BBVA Argentina SA FRA:BFP
70 GF Score
Price €12.50
GF Value €8.32
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Banco BBVA Argentina Financial Strength?

Banco BBVA Argentina FRA:BFP 70 Financial Strength is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates FRA:BFP with a GF Score™ of 70/100 and a GF Value™ of €8.32 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Banco BBVA Argentina has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Banco BBVA Argentina's interest coverage with the available data. Banco BBVA Argentina's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.18. Altman Z-Score does not apply to banks and insurance companies.


Banco BBVA Argentina  (FRA:BFP) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Banco BBVA Argentina has the Financial Strength Rank of 5.


Banco BBVA Argentina Financial Strength Related Terms

FRA:BFP
70GF Score
Banco BBVA Argentina SA FRA:BFP
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco BBVA Argentina Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Banco BBVA Argentina's Interest Expense for the months ended in Jun. 2026 was €-314 Mil. Its Operating Income for the months ended in Jun. 2026 was €0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €502 Mil.

Banco BBVA Argentina's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Banco BBVA Argentina SA has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Banco BBVA Argentina's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 502.48) / 2828.112
=0.18

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Banco BBVA Argentina (FRA:BFP) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banco BBVA Argentina and its competitors. This is near median its historical median of 5.00. Over the past decade, Banco BBVA Argentina's Financial Strength has ranged from 2.00 to 6.00.
Is Banco BBVA Argentina's Financial Strength too high?
Banco BBVA Argentina's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 6.00. Overall, Banco BBVA Argentina has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Financial Strength compare to PNC and USB?
Banco BBVA Argentina's Financial Strength of 5 can be compared against companies in the Banks industry. Historically, Banco BBVA Argentina's own Financial Strength has ranged from 2.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Banco BBVA Argentina and its competitors. Banco BBVA Argentina's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (FRA:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.32, compared to a current price of €12.50 — trading 50.2% above its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. Banco BBVA Argentina's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Banco BBVA Argentina (FRA:BFP), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Argentina (FRA:BFP) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued. The current stock price of €12.50 is trading 50.2% above its estimated GF Value™ of €8.32. GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.

Key valuation signals for FRA:BFP:

  • Financial Strength: 5 (near median its 10-year median of 5.00)
  • GF Value™: €8.32 vs. price of €12.50 (50.2% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the FRA:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BBVA Argentina Business Description

Address Avenue Cordoba 111, 31st floor, Buenos Aires, ARG, C1054AAA
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
70GF Score

Get the complete analysis for FRA:BFP

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.50
Price
€8.32
GF Value