Banco BBVA Argentina (FRA:BFP) Retained Earnings: €218 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BFP Banco BBVA Argentina SA FRA:BFP
65 GF Score
Price €17.20
GF Value €5.61
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banco BBVA Argentina Retained Earnings?

Banco BBVA Argentina FRA:BFP +1.78% 65 Retained Earnings is €218 Mil as of Mar. 2026. GuruFocus rates FRA:BFP with a GF Score™ of 65/100 and a GF Value™ of €5.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Banco BBVA Argentina's retained earnings for the quarter that ended in Mar. 2026 was €218 Mil.

Banco BBVA Argentina's quarterly retained earnings increased from Sep. 2025 (€114 Mil) to Dec. 2025 (€1,319 Mil) but then declined from Dec. 2025 (€1,319 Mil) to Mar. 2026 (€218 Mil).

Banco BBVA Argentina's annual retained earnings increased from Dec. 2023 (€-938 Mil) to Dec. 2024 (€1,934 Mil) but then declined from Dec. 2024 (€1,934 Mil) to Dec. 2025 (€1,319 Mil).


Banco BBVA Argentina  (FRA:BFP) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Banco BBVA Argentina Retained Earnings Historical Data

* Premium members only.

The historical data trend for Banco BBVA Argentina's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BBVA Argentina Retained Earnings Chart

Banco BBVA Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -583.01 -806.68 -938.10 1,933.73 1,319.47

Banco BBVA Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 400.83 101.15 114.09 1,319.47 217.77
FRA:BFP
65GF Score
Banco BBVA Argentina SA FRA:BFP
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco BBVA Argentina Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €218 Mil mean?
Banco BBVA Argentina (FRA:BFP) has a Retained Earnings of €218 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco BBVA Argentina and its competitors.
Is Banco BBVA Argentina's Retained Earnings too high?
Banco BBVA Argentina's current Retained Earnings is €218 Mil. Overall, Banco BBVA Argentina has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Retained Earnings compare to PNC and USB?
Banco BBVA Argentina's Retained Earnings of €218 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco BBVA Argentina and its competitors. Banco BBVA Argentina's current Retained Earnings is €218 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (FRA:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.61, compared to a current price of €17.20 — trading 206.6% above its estimated fair value. The current Retained Earnings is €218 Mil. Banco BBVA Argentina's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Banco BBVA Argentina (FRA:BFP), the current Retained Earnings is €218 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Argentina (FRA:BFP) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued. The current stock price of €17.20 is trading 206.6% above its estimated GF Value™ of €5.61. GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.

Key valuation signals for FRA:BFP:

  • Retained Earnings: €218 Mil
  • GF Value™: €5.61 vs. price of €17.20 (206.6% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BBVA Argentina Business Description

Address Avenue Cordoba 111, 31st floor, Buenos Aires, ARG, C1054AAA
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
65GF Score

Get the complete analysis for FRA:BFP

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.20
Price
€5.61
GF Value