Banco BBVA Argentina (FRA:BFP) Return-on-Tangible-Equity: 9.08% (As of Mar. 2026) — 50% Below Median


FRA:BFP Banco BBVA Argentina SA FRA:BFP
68 GF Score
Price €16.70
GF Value €5.59
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banco BBVA Argentina Return-on-Tangible-Equity?

Banco BBVA Argentina FRA:BFP +0.60% 68 Return-on-Tangible-Equity is 9.08% as of Mar. 2026, which is 50% below its 10-year median of 18.17. GuruFocus rates FRA:BFP with a GF Score™ of 68/100 and a GF Value™ of €5.59 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,523 Banks companies, Banco BBVA Argentina ranks worse than 58.7% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Banco BBVA Argentina's annualized net income for the quarter that ended in Mar. 2026 was €194 Mil. Banco BBVA Argentina's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €2,137 Mil. Therefore, Banco BBVA Argentina's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.08%.

The historical rank and industry rank for Banco BBVA Argentina's Return-on-Tangible-Equity or its related term are showing as below:

FRA:BFP' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.31   Med: 18.17   Max: 57.71
Current: 9.83

During the past 13 years, Banco BBVA Argentina's highest Return-on-Tangible-Equity was 57.71%. The lowest was -5.31%. And the median was 18.17%.

FRA:BFP's Return-on-Tangible-Equity is ranked worse than
58.7% of 1523 companies
in the Banks industry
Industry Median: 11.19 vs FRA:BFP: 9.83

Banco BBVA Argentina  (FRA:BFP) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Banco BBVA Argentina Return-on-Tangible-Equity Related Terms


Banco BBVA Argentina Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Banco BBVA Argentina's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BBVA Argentina Return-on-Tangible-Equity Chart

Banco BBVA Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.95 51.42 16.76 8.41 7.32

Banco BBVA Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.25 7.40 4.63 16.88 9.08

FRA:BFP vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Banco BBVA Argentina's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco BBVA Argentina Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Banco BBVA Argentina's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Banco BBVA Argentina's Return-on-Tangible-Equity falls into.


FRA:BFP
68GF Score
Banco BBVA Argentina SA FRA:BFP
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco BBVA Argentina Return-on-Tangible-Equity Calculation

Banco BBVA Argentina's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=185.419/( (3115.249+1949.208 )/ 2 )
=185.419/2532.2285
=7.32 %

Banco BBVA Argentina's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=194.056/( (1949.208+2324.432)/ 2 )
=194.056/2136.82
=9.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 9.08% mean?
Banco BBVA Argentina (FRA:BFP) has a Return-on-Tangible-Equity of 9.08% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco BBVA Argentina and its competitors. This is 50% below median its historical median of 18.17. According to the industry distribution chart, Banco BBVA Argentina ranks #894 out of 1523 companies in the Banks industry, placing it in the top 58.7%.
Is Banco BBVA Argentina's Return-on-Tangible-Equity too high?
Banco BBVA Argentina's current Return-on-Tangible-Equity of 9.08% is 50% below median its 10-year median of 18.17. The Banks industry median Return-on-Tangible-Equity is 11.19. Banco BBVA Argentina's value of 9.08% is 18.9% below this industry median. Based on the distribution chart, Banco BBVA Argentina ranks #894 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Banco BBVA Argentina has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Argentina ranks #894 out of 1523 companies for Return-on-Tangible-Equity. This places Banco BBVA Argentina in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Banco BBVA Argentina's value of 9.08% is 18.9% below this benchmark. While the company's 10-year median is 18.17 vs. the industry median of 11.19, Banco BBVA Argentina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Argentina's current Return-on-Tangible-Equity of 9.08% is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco BBVA Argentina and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Argentina's current Return-on-Tangible-Equity is 9.08%, which is 50% below median its own 10-year median of 18.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (FRA:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.59, compared to a current price of €16.70 — trading 198.7% above its estimated fair value. The current Return-on-Tangible-Equity is 9.08%, which is 50% below median its 10-year median of 18.17 and 18.9% below the Banks industry median of 11.19. Banco BBVA Argentina's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco BBVA Argentina (FRA:BFP), the current Return-on-Tangible-Equity is 9.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Argentina (FRA:BFP) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued. The current stock price of €16.70 is trading 198.7% above its estimated GF Value™ of €5.59. GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.

Key valuation signals for FRA:BFP:

  • Return-on-Tangible-Equity: 9.08% (50% below median its 10-year median of 18.17)
  • GF Value™: €5.59 vs. price of €16.70 (198.7% above fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 18.9% below the Banks median (#894 of 1523)

No single metric tells the full story. See the FRA:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BBVA Argentina Business Description

Address Avenue Cordoba 111, 31st floor, Buenos Aires, ARG, C1054AAA
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
68GF Score

Get the complete analysis for FRA:BFP

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.70
Price
€5.59
GF Value