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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Banco BBVA Argentina's Sloan Ratio for the quarter that ended in Mar. 2026 was 0.00%.
As of Mar. 2026, Banco BBVA Argentina has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.
Banco BBVA Argentina (FRA:BFP) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Banco BBVA Argentina has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.
Banco BBVA Argentina Sloan Ratio % Related Terms
Banco BBVA Argentina Sloan Ratio % Historical Data
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The historical data trend for Banco BBVA Argentina's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BBVA Argentina's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BBVA Argentina Sloan Ratio % vs Banks Industry
For the Banks industry and Financial Services sector, Banco BBVA Argentina's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Banco BBVA Argentina's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Banco BBVA Argentina's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Banco BBVA Argentina's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 40.425 (Jun. 2025 ) + 22.013 (Sep. 2025 ) + 78.422 (Dec. 2025 ) + 48.514 (Mar. 2026 ) = €189 Mil.
Banco BBVA Argentina's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 408.501 (Jun. 2025 ) + 152.256 (Sep. 2025 ) + 423.316 (Dec. 2025 ) + 0 (Mar. 2026 ) = €984 Mil.
Banco BBVA Argentina's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was -24.625 (Jun. 2025 ) + -32.272 (Sep. 2025 ) + -80.822 (Dec. 2025 ) + 0 (Mar. 2026 ) = €-138 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco BBVA Argentina (FRA:BFP) has a Sloan Ratio % of 0.00% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Banco BBVA Argentina and its competitors.
Is Banco BBVA Argentina's Sloan Ratio % too high?
Banco BBVA Argentina's current Sloan Ratio % is 0.00%. Overall, Banco BBVA Argentina has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Sloan Ratio % compare to PNC and USB?
Banco BBVA Argentina's Sloan Ratio % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Banks company?
A good Sloan Ratio % depends on the Banks industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Banco BBVA Argentina and its competitors. Banco BBVA Argentina's current Sloan Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (FRA:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.72, compared to a current price of €16.20 — trading 183.2% above its estimated fair value. The current Sloan Ratio % is 0.00%. Banco BBVA Argentina's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Banco BBVA Argentina (FRA:BFP), the current Sloan Ratio % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BBVA Argentina (FRA:BFP) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued.
The current stock price of €16.20 is trading 183.2% above its estimated GF Value™ of €5.72.
GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.
Key valuation signals for FRA:BFP:
Sloan Ratio %: 0.00%
GF Value™: €5.72 vs. price of €16.20 (183.2% above fair value)
No single metric tells the full story. See the FRA:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
65GF Score
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