Banco BBVA Argentina (FRA:BFP) Return-on-Tangible-Asset: 1.26% (As of Mar. 2026) — 61% Below Median

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FRA:BFP Banco BBVA Argentina SA FRA:BFP
65 GF Score
Price €17.20
GF Value €5.61
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banco BBVA Argentina Return-on-Tangible-Asset?

Banco BBVA Argentina FRA:BFP +1.78% 65 Return-on-Tangible-Asset is 1.26% as of Mar. 2026, which is 61% below its 10-year median of 3.24. GuruFocus rates FRA:BFP with a GF Score™ of 65/100 and a GF Value™ of €5.61 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, Banco BBVA Argentina ranks better than 73.12% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Banco BBVA Argentina's annualized Net Income for the quarter that ended in Mar. 2026 was €194 Mil. Banco BBVA Argentina's average total tangible assets for the quarter that ended in Mar. 2026 was €15,350 Mil. Therefore, Banco BBVA Argentina's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.26%.

The historical rank and industry rank for Banco BBVA Argentina's Return-on-Tangible-Asset or its related term are showing as below:

FRA:BFP' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.71   Med: 3.24   Max: 9.91
Current: 1.39

During the past 13 years, Banco BBVA Argentina's highest Return-on-Tangible-Asset was 9.91%. The lowest was -0.71%. And the median was 3.24%.

FRA:BFP's Return-on-Tangible-Asset is ranked better than
73.12% of 1529 companies
in the Banks industry
Industry Median: 0.99 vs FRA:BFP: 1.39

Banco BBVA Argentina  (FRA:BFP) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Banco BBVA Argentina Return-on-Tangible-Asset Related Terms


Banco BBVA Argentina Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Banco BBVA Argentina's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BBVA Argentina Return-on-Tangible-Asset Chart

Banco BBVA Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.56 8.71 3.37 1.73 1.12

Banco BBVA Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.24 1.15 0.63 2.18 1.26

FRA:BFP vs PNC, USB: Return-on-Tangible-Asset Comparison

For the Banks - Regional subindustry, Banco BBVA Argentina's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco BBVA Argentina Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banco BBVA Argentina's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Banco BBVA Argentina's Return-on-Tangible-Asset falls into.


FRA:BFP
65GF Score
Banco BBVA Argentina SA FRA:BFP
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco BBVA Argentina Return-on-Tangible-Asset Calculation

Banco BBVA Argentina's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=185.419/( (18223.162+14879.104)/ 2 )
=185.419/16551.133
=1.12 %

Banco BBVA Argentina's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=194.056/( (14879.104+15821.03)/ 2 )
=194.056/15350.067
=1.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.26% mean?
Banco BBVA Argentina (FRA:BFP) has a Return-on-Tangible-Asset of 1.26% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco BBVA Argentina and its competitors. This is 61% below median its historical median of 3.24. According to the industry distribution chart, Banco BBVA Argentina ranks #411 out of 1529 companies in the Banks industry, placing it in the top 26.9%.
Is Banco BBVA Argentina's Return-on-Tangible-Asset too high?
Banco BBVA Argentina's current Return-on-Tangible-Asset of 1.26% is 61% below median its 10-year median of 3.24. The Banks industry median Return-on-Tangible-Asset is 0.99. Banco BBVA Argentina's value of 1.26% is 27.3% above this industry median. Based on the distribution chart, Banco BBVA Argentina ranks #411 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Banco BBVA Argentina has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Argentina's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Argentina ranks #411 out of 1529 companies for Return-on-Tangible-Asset. This puts Banco BBVA Argentina in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Banco BBVA Argentina's value of 1.26% is 27.3% above this benchmark. While the company's 10-year median is 3.24 vs. the industry median of 0.99, Banco BBVA Argentina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Argentina's current Return-on-Tangible-Asset of 1.26% is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco BBVA Argentina and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Argentina's current Return-on-Tangible-Asset is 1.26%, which is 61% below median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Argentina stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Argentina (FRA:BFP) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.61, compared to a current price of €17.20 — trading 206.6% above its estimated fair value. The current Return-on-Tangible-Asset is 1.26%, which is 61% below median its 10-year median of 3.24 and 27.3% above the Banks industry median of 0.99. Banco BBVA Argentina's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banco BBVA Argentina (FRA:BFP), the current Return-on-Tangible-Asset is 1.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BBVA Argentina (FRA:BFP) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BBVA Argentina stock appears to be overvalued. The current stock price of €17.20 is trading 206.6% above its estimated GF Value™ of €5.61. GuruFocus considers Banco BBVA Argentina to be Significantly Overvalued.

Key valuation signals for FRA:BFP:

  • Return-on-Tangible-Asset: 1.26% (61% below median its 10-year median of 3.24)
  • GF Value™: €5.61 vs. price of €17.20 (206.6% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 27.3% above the Banks median (#411 of 1529)

No single metric tells the full story. See the FRA:BFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BBVA Argentina Business Description

Address Avenue Cordoba 111, 31st floor, Buenos Aires, ARG, C1054AAA
Banco BBVA Argentina SA is a banking services provider in Argentina. It provides financial assistance to large corporations, small and medium-sized companies, as well as individuals. It bank provides services through retail, corporate, investment banking, and Small and medium-sized companies divisions. Through the retail banking segment, it provides banking products and services to individuals, corporate banking deals with services to corporates, and the small and medium-sized companies segment focuses on foreign trade, agricultural business, and digital products.
65GF Score

Get the complete analysis for FRA:BFP

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.20
Price
€5.61
GF Value