PAL (Proficient Auto Logistics) Financial Strength: 6 (As of Mar. 2026) — 20% Above Median

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Director of Data and Quant Analytics at GuruFocus
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PAL Proficient Auto Logistics Inc PAL
15 GF Score
Price $7.34
! 1 Warning Sign
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What is Proficient Auto Logistics Financial Strength?

Proficient Auto Logistics PAL +3.82% 15 Financial Strength is 6 as of Mar. 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates PAL with a GF Score™ of 15/100. The stock has 1 warning sign investors should review.

Proficient Auto Logistics has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Proficient Auto Logistics did not have earnings to cover the interest expense. Proficient Auto Logistics's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.22. As of today, Proficient Auto Logistics's Altman Z-Score is 1.22.


Proficient Auto Logistics  (NAS:PAL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Proficient Auto Logistics has the Financial Strength Rank of 6.


Proficient Auto Logistics Financial Strength Related Terms


PAL vs CRGO, SFWL, NCEW: Financial Strength Comparison

For the Integrated Freight & Logistics subindustry, Proficient Auto Logistics's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Proficient Auto Logistics Financial Strength vs Transportation Industry

For the Transportation industry and Industrials sector, Proficient Auto Logistics's Financial Strength distribution charts can be found below:

* The bar in red indicates where Proficient Auto Logistics's Financial Strength falls into.


PAL
15GF Score
Proficient Auto Logistics Inc PAL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Proficient Auto Logistics Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Proficient Auto Logistics's Interest Expense for the months ended in Mar. 2026 was $-1.4 Mil. Its Operating Income for the months ended in Mar. 2026 was $-6.9 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $59.4 Mil.

Proficient Auto Logistics's Interest Coverage for the quarter that ended in Mar. 2026 is

Proficient Auto Logistics did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Proficient Auto Logistics's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(22.118 + 59.426) / 374.76
=0.22

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Proficient Auto Logistics has a Z-score of 1.22, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.22 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Proficient Auto Logistics (PAL) has a Financial Strength of 6 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Proficient Auto Logistics and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Proficient Auto Logistics' Financial Strength has ranged from 3.00 to 6.00.
Is Proficient Auto Logistics' Financial Strength too high?
Proficient Auto Logistics' current Financial Strength of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Proficient Auto Logistics has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Proficient Auto Logistics' Financial Strength compare to CRGO and SFWL?
Proficient Auto Logistics' Financial Strength of 6 can be compared against companies in the Transportation industry. Historically, Proficient Auto Logistics' own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Transportation company?
A good Financial Strength depends on the Transportation industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Proficient Auto Logistics and its competitors. Proficient Auto Logistics's current Financial Strength is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Proficient Auto Logistics stock overvalued right now?
Proficient Auto Logistics (PAL) has a current Financial Strength of 6. The current Financial Strength is 6, which is 20% above median its 10-year median of 5.00. Proficient Auto Logistics' overall GF Score™ is 15/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Proficient Auto Logistics (PAL), the current Financial Strength is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Proficient Auto Logistics Business Description

Address 12276 San Jose Boulevard, Suite 426, Jacksonville, FL, USA, 32223
Proficient Auto Logistics Inc is a non-union, specialized freight company focused on providing auto transportation and logistics services. The company operates auto transportation fleets in North America based upon information obtained from the Auto Haulers Association of America, utilizing auto transport vehicles and trailers daily, including Company-owned transport vehicles and trailers. The company is organized into two operating segments, Company Drivers and Subhaulers. In Company Drivers segment, revenue is generated by transporting autos for customers in OEM contract and spot arrangements and secondary market auto moves. In Subhaulers segment, company generates revenue by independent owner operators and independent third-party carriers.
15GF Score

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