FFMH (First Farmers and Merchants) Growth Rank: 2 (As of Jul. 30, 2026) — 100% Above Median

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FFMH First Farmers and Merchants Corp FFMH
67 GF Score
Price $59.00
GF Value $48.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First Farmers and Merchants Growth Rank?

First Farmers and Merchants FFMH 67 Growth Rank is 2 as of Jul. 30, 2026, which is 100% above its 10-year median of 1.00. GuruFocus rates FFMH with a GF Score™ of 67/100 and a GF Value™ of $48.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

First Farmers and Merchants has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

First Farmers and Merchants Growth Rank Related Terms

FFMH vs OPBK, NKSH, MRBK: Growth Rank Comparison

For the Banks - Regional subindustry, First Farmers and Merchants's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Farmers and Merchants Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, First Farmers and Merchants's Growth Rank distribution charts can be found below:

* The bar in red indicates where First Farmers and Merchants's Growth Rank falls into.


FFMH
67GF Score
First Farmers and Merchants Corp FFMH
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
First Farmers and Merchants (FFMH) has a Growth Rank of 2 as of Jul. 30, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on First Farmers and Merchants and its competitors. This is 100% above median its historical median of 1.00. Over the past decade, First Farmers and Merchants' Growth Rank has ranged from 1.00 to 2.00.
Is First Farmers and Merchants' Growth Rank too high?
First Farmers and Merchants' current Growth Rank of 2 is 100% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 2.00. Overall, First Farmers and Merchants has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Farmers and Merchants' Growth Rank compare to OPBK and NKSH?
First Farmers and Merchants' Growth Rank of 2 can be compared against companies in the Banks industry. Historically, First Farmers and Merchants' own Growth Rank has ranged from 1.00 to 2.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on First Farmers and Merchants and its competitors. First Farmers and Merchants's current Growth Rank is 2, which is 100% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Farmers and Merchants stock overvalued right now?
Based on GuruFocus' analysis, First Farmers and Merchants (FFMH) is currently considered Modestly Overvalued. The stock's GF Value™ is $48.20, compared to a current price of $59.00 — trading 22.4% above its estimated fair value. The current Growth Rank is 2, which is 100% above median its 10-year median of 1.00. First Farmers and Merchants' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For First Farmers and Merchants (FFMH), the current Growth Rank is 2 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Farmers and Merchants (FFMH) Overvalued in 2026?

Based on GuruFocus' analysis, First Farmers and Merchants stock appears to be overvalued. The current stock price of $59.00 is trading 22.4% above its estimated GF Value™ of $48.20. GuruFocus considers First Farmers and Merchants to be Modestly Overvalued.

Key valuation signals for FFMH:

  • Growth Rank: 2 (100% above median its 10-year median of 1.00)
  • GF Value™: $48.20 vs. price of $59.00 (22.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the FFMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Farmers and Merchants Business Description

Address 816 South Garden Street, Columbia, TN, USA, 38401
First Farmers and Merchants Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. The Bank is engaged in providing a full range of banking and financial services, including lending, investing of funds, obtaining deposits, trust, and wealth management operations, and other financing activities to individual and corporate customers in the Middle Tennessee area. The Bank is subject to competition from other financial institutions. It has one reportable segment, which is banking and financial services.
67GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.00
Price
$48.20
GF Value