FFMH (First Farmers and Merchants) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FFMH First Farmers and Merchants Corp FFMH
64 GF Score
Price $57.75
GF Value $45.44
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First Farmers and Merchants ROC (Joel Greenblatt) %?

First Farmers and Merchants FFMH 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FFMH with a GF Score™ of 64/100 and a GF Value™ of $45.44 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 47 Banks companies, First Farmers and Merchants ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FFMH
64GF Score
First Farmers and Merchants Corp FFMH
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
First Farmers and Merchants (FFMH) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Farmers and Merchants and its competitors. According to the industry distribution chart, First Farmers and Merchants ranks #999999 out of 47 companies in the Banks industry.
Is First Farmers and Merchants' ROC (Joel Greenblatt) % too high?
First Farmers and Merchants' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, First Farmers and Merchants ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Farmers and Merchants has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Farmers and Merchants' ROC (Joel Greenblatt) % compare to PEBK and OPBK?
According to the Banks industry distribution chart, First Farmers and Merchants ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places First Farmers and Merchants in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Farmers and Merchants and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Farmers and Merchants's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Farmers and Merchants stock overvalued right now?
Based on GuruFocus' analysis, First Farmers and Merchants (FFMH) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.44, compared to a current price of $57.75 — trading 27.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. First Farmers and Merchants' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For First Farmers and Merchants (FFMH), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Farmers and Merchants (FFMH) Overvalued in 2026?

Based on GuruFocus' analysis, First Farmers and Merchants stock appears to be overvalued. The current stock price of $57.75 is trading 27.1% above its estimated GF Value™ of $45.44. GuruFocus considers First Farmers and Merchants to be Modestly Overvalued.

Key valuation signals for FFMH:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $45.44 vs. price of $57.75 (27.1% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FFMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Farmers and Merchants Business Description

Address 816 South Garden Street, Columbia, TN, USA, 38401
First Farmers and Merchants Corp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiary. The Bank is engaged in providing a full range of banking and financial services, including lending, investing of funds, obtaining deposits, trust, and wealth management operations, and other financing activities to individual and corporate customers in the Middle Tennessee area. The Bank is subject to competition from other financial institutions. It has one reportable segment, which is banking and financial services.
64GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.75
Price
$45.44
GF Value