FXNC (First National) Growth Rank: 3 (As of Sep. 21, 2026) — 25% Below Median

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FXNC First National Corp FXNC
62 GF Score
Price $30.91
GF Value $23.37
Valuation Significantly Overvalued
! 5 Warning Signs
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What is First National Growth Rank?

First National FXNC -0.24% 62 Growth Rank is 3 as of Sep. 21, 2026, which is 25% below its 10-year median of 4.00. GuruFocus rates FXNC with a GF Score™ of 62/100 and a GF Value™ of $23.37 (Significantly Overvalued). The stock has 5 warning signs investors should review.

First National has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

First National Growth Rank Related Terms

FXNC vs FUNC, FRAF, LCNB: Growth Rank Comparison

For the Banks - Regional subindustry, First National's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First National Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, First National's Growth Rank distribution charts can be found below:

* The bar in red indicates where First National's Growth Rank falls into.


FXNC
62GF Score
First National Corp FXNC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
First National (FXNC) has a Growth Rank of 3 as of Sep. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on First National and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, First National's Growth Rank has ranged from 1.00 to 9.00.
Is First National's Growth Rank too high?
First National's current Growth Rank of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, First National has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National's Growth Rank compare to FUNC and FRAF?
First National's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, First National's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on First National and its competitors. First National's current Growth Rank is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National stock overvalued right now?
Based on GuruFocus' analysis, First National (FXNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.37, compared to a current price of $30.91 — trading 32.3% above its estimated fair value. The current Growth Rank is 3, which is 25% below median its 10-year median of 4.00. First National's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For First National (FXNC), the current Growth Rank is 3 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National (FXNC) Overvalued in 2026?

Based on GuruFocus' analysis, First National stock appears to be overvalued. The current stock price of $30.91 is trading 32.3% above its estimated GF Value™ of $23.37. GuruFocus considers First National to be Significantly Overvalued.

Key valuation signals for FXNC:

  • Growth Rank: 3 (25% below median its 10-year median of 4.00)
  • GF Value™: $23.37 vs. price of $30.91 (32.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the FXNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First National Business Description

Address 112 West King Street, Strasburg, VA, USA, 22657
First National Corp is a bank holding company of First Bank, which is a commercial bank. Its core offering includes loans, deposits, wealth management, and other products and services. The Company operates through two reportable operating segments: Community Banking and wealth management. The Community Banking segment involves making loans and generating deposits from individuals, businesses, and charitable organizations. Wealth Management Services offers corporate trustee services, trust and estate administration, IRA administration and custody services. The company has revenue from Community Banking segment.
62GF Score

Get the complete analysis for FXNC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.91
Price
$23.37
GF Value