FXNC (First National) GF Value : $22.62 (As of Mar. 26, 2025)

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What is First National GF Value?

As of today (2025-03-26), First National's share price is $23.10. First National's GF Value is $22.62. Therefore, First National's Price-to-GF-Value for today is 1.02. Based on the relationship between the current stock price and the GF Value, GuruFocus believes First National is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

First National (NAS:FXNC) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

First National's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	23.10	/	22.62
	=	1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National GF Value Related Terms

Thank you for viewing the detailed overview of First National's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

First National Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First National Corp (NAS:FXNC) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

112 West King Street, Strasburg, VA, USA, 22657

Website

https://www.fbvirginia.com

First National Corp is a bank holding company of First Bank, which is a commercial bank. Its core offering includes loans, deposits, wealth management, and other products and services. Loan products and services include personal loans, residential mortgages, home equity loans, and commercial loans. Deposit products and services include checking and savings. The Bank's wealth management division offers estate planning, investment management of assets, retirement accounts, and estate settlement.

Executives

Kirtesh Patel	director	112 WEST KING STREET, STRASBURG VA 22657
Wilkins Iii James R	director	112 W KING ST, STRASBURG VA 22657
Boyce E Brannock	director	112 WEST KING STREET, STRASBURG VA 22657
Holt George Edwin Iii	director	112 WEST KING STREET, STRASBURG VA 22657
Jason C Aikens	director	112 WEST KING STREET, STRASBURG VA 22657
Scott C Harvard	director, officer: President/CEO	112 W KING ST, STRASBURG VA 22657
Smith Gerald F Jr	director	112 W KING ST, STRASBURG VA 22657
C Ray Sprinkle	director	112 WEST KING STREET, STRASBURG VA 22657
William Michael Funk	director	443 SHENWOOD AVE, WOODSTOCK VA 22664-1956
Dennis A Dysart	officer: Senior EVP/CCO	112 WEST KING STREET, STRASBURG VA 22657
Beverley Jr Marshall J	officer: EVP-Senior Trust Officer	112 W KING STREET, STRASBURG VA 22657
James C Youngblood	officer: EVP/SENIOR LENDING OFFICER	112 WEST KING STREET, STRASBURG VA 22657-2220
Emily Marlow Beck	director	311 S STEWART ST, WINCHESTER VA 22601-4016
Crow Samuel J Jr.	officer: EVP / CCO	112 W KING ST, STRASBURG VA 22657
Davis Dr James A	director	112 WEST KING STREET, STRASBURG VA 22657