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First Guaranty Bancshares has the Profitability Rank of 4.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:
1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank
A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
First Guaranty Bancshares Profitability Rank Related Terms
FGBI vs PONT, FMBM, CMRB: Profitability Rank Comparison
For the Banks - Regional subindustry, First Guaranty Bancshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Guaranty Bancshares Profitability Rank vs Banks Industry
For the Banks industry and Financial Services sector, First Guaranty Bancshares's Profitability Rank distribution charts can be found below:
* The bar in red indicates where First Guaranty Bancshares's Profitability Rank falls into.
First Guaranty Bancshares Profitability Rank Calculation
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
First Guaranty Bancshares has the Profitability Rank of 4.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Guaranty Bancshares (FGBI) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on First Guaranty Bancshares and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, First Guaranty Bancshares' Profitability Rank has ranged from 3.00 to 7.00.
Is First Guaranty Bancshares' Profitability Rank too high?
First Guaranty Bancshares' current Profitability Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, First Guaranty Bancshares has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' Profitability Rank compare to PONT and FMBM?
First Guaranty Bancshares' Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, First Guaranty Bancshares' own Profitability Rank has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on First Guaranty Bancshares and its competitors. First Guaranty Bancshares's current Profitability Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Guaranty Bancshares (FGBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.78, compared to a current price of $8.61 — trading 27% above its estimated fair value. The current Profitability Rank is 4, which is 20% below median its 10-year median of 5.00. First Guaranty Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For First Guaranty Bancshares (FGBI), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Guaranty Bancshares (FGBI) Overvalued in 2026?
Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued.
The current stock price of $8.61 is trading 27% above its estimated GF Value™ of $6.78.
GuruFocus considers First Guaranty Bancshares to be Modestly Overvalued.
Key valuation signals for FGBI:
Profitability Rank: 4 (20% below median its 10-year median of 5.00)
GF Value™: $6.78 vs. price of $8.61 (27% above fair value)
No single metric tells the full story. See the FGBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
57GF Score
Get the complete analysis for FGBI
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