FGBI (First Guaranty Bancshares) Tax Rate %: 22.58% (As of Mar. 2026)

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FGBI First Guaranty Bancshares Inc FGBI
55 GF Score
Price $9.78
GF Value $7.11
Valuation Significantly Overvalued
! 7 Warning Signs
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What is First Guaranty Bancshares Tax Rate %?

First Guaranty Bancshares FGBI +0.62% 55 Tax Rate % is 22.58% as of Mar. 2026. GuruFocus rates FGBI with a GF Score™ of 55/100 and a GF Value™ of $7.11 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. First Guaranty Bancshares's Tax Expense for the three months ended in Mar. 2026 was $0.80 Mil. First Guaranty Bancshares's Pre-Tax Income for the three months ended in Mar. 2026 was $3.54 Mil. Therefore, First Guaranty Bancshares's Tax Rate % for the quarter that ended in Mar. 2026 was 22.58%.

First Guaranty Bancshares Tax Rate % Related Terms

First Guaranty Bancshares Tax Rate % Historical Data

* Premium members only.

The historical data trend for First Guaranty Bancshares's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Guaranty Bancshares Tax Rate % Chart

First Guaranty Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.77 20.63 22.50 22.23 18.29

First Guaranty Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.97 16.68 16.07 22.58 21.02
FGBI
55GF Score
First Guaranty Bancshares Inc FGBI
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Guaranty Bancshares Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

First Guaranty Bancshares's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=-12.538/-68.56
=18.29 %

First Guaranty Bancshares's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.8/3.543
=22.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 22.58% mean?
First Guaranty Bancshares (FGBI) has a Tax Rate % of 22.58% as of Mar. 2026.
Is First Guaranty Bancshares' Tax Rate % too high?
First Guaranty Bancshares' current Tax Rate % is 22.58%. Overall, First Guaranty Bancshares has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' Tax Rate % compare to TYCB and PBCO?
First Guaranty Bancshares' Tax Rate % of 22.58% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. First Guaranty Bancshares's current Tax Rate % is 22.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Guaranty Bancshares (FGBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.11, compared to a current price of $9.78 — trading 37.6% above its estimated fair value. The current Tax Rate % is 22.58%. First Guaranty Bancshares' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For First Guaranty Bancshares (FGBI), the current Tax Rate % is 22.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Guaranty Bancshares (FGBI) Overvalued in 2026?

Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued. The current stock price of $9.78 is trading 37.6% above its estimated GF Value™ of $7.11. GuruFocus considers First Guaranty Bancshares to be Significantly Overvalued.

Key valuation signals for FGBI:

  • Tax Rate %: 22.58%
  • GF Value™: $7.11 vs. price of $9.78 (37.6% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the FGBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Guaranty Bancshares Business Description

Other Exchanges FGBIP.PFD:USA
Address 400 East Thomas Street, Hammond, LA, USA, 70401
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
55GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.78
Price
$7.11
GF Value