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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-26), First Guaranty Bancshares's 1-Year Sharpe Ratio is 0.37.
First Guaranty Bancshares (NAS:FGBI) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
First Guaranty Bancshares 1-Year Sharpe Ratio Related Terms
FGBI vs TYCB, PBCO, DIMC: 1-Year Sharpe Ratio Comparison
For the Banks - Regional subindustry, First Guaranty Bancshares's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Guaranty Bancshares 1-Year Sharpe Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Guaranty Bancshares's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where First Guaranty Bancshares's 1-Year Sharpe Ratio falls into.
First Guaranty Bancshares 1-Year Sharpe Ratio Calculation
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
First Guaranty Bancshares (FGBI) has a 1-Year Sharpe Ratio of 0.37 as of Aug. 26, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First Guaranty Bancshares and its competitors.
Is First Guaranty Bancshares' 1-Year Sharpe Ratio too high?
First Guaranty Bancshares' current 1-Year Sharpe Ratio is 0.37. Overall, First Guaranty Bancshares has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' 1-Year Sharpe Ratio compare to TYCB and PBCO?
First Guaranty Bancshares' 1-Year Sharpe Ratio of 0.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First Guaranty Bancshares and its competitors. First Guaranty Bancshares's current 1-Year Sharpe Ratio is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Guaranty Bancshares (FGBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $8.13 — trading 18.8% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.37. First Guaranty Bancshares' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For First Guaranty Bancshares (FGBI), the current 1-Year Sharpe Ratio is 0.37 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Guaranty Bancshares (FGBI) Overvalued in 2026?
Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued.
The current stock price of $8.13 is trading 18.8% above its estimated GF Value™ of $6.84.
GuruFocus considers First Guaranty Bancshares to be Modestly Overvalued.
Key valuation signals for FGBI:
1-Year Sharpe Ratio: 0.37
GF Value™: $6.84 vs. price of $8.13 (18.8% above fair value)
No single metric tells the full story. See the FGBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
57GF Score
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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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