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First Guaranty BancsharesFGBI +0.10%55 Dividend Yield % is 0.41% as of Aug. 02, 2026, which is 86% below its 10-year median of 3.02. GuruFocus rates FGBI with a GF Score™ of 55/100 and a GF Value™ of $7.11 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, First Guaranty Bancshares ranks worse than 97.04% on this metric.
During the past 12 months, First Guaranty Bancshares's average Dividends Per Share Growth Rate was -84.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -60.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -33.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -9.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Guaranty Bancshares was 10.00% per year. The lowest was -60.30% per year. And the median was 3.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
First Guaranty Bancshares (NAS:FGBI) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FGBI vs TYCB, PBCO, DIMC: Dividend Yield % Comparison
For the Banks - Regional subindustry, First Guaranty Bancshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Guaranty Bancshares Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Guaranty Bancshares's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where First Guaranty Bancshares's Dividend Yield % falls into.
First Guaranty Bancshares Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
First Guaranty Bancshares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.010000
2026-06-26
2026-06-26
2026-06-30
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.010000
2026-03-27
2026-03-27
2026-03-31
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.010000
2025-12-26
2025-12-26
2025-12-31
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.010000
2025-09-23
2025-09-23
2025-09-30
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Guaranty Bancshares (FGBI) has a Dividend Yield % of 0.41% as of Aug. 02, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on First Guaranty Bancshares and its competitors. This is 86% below median its historical median of 3.02. Over the past decade, First Guaranty Bancshares' Dividend Yield % has ranged from 0.37 to 7.14. According to the industry distribution chart, First Guaranty Bancshares ranks #1215 out of 1252 companies in the Banks industry, placing it in the top 97%.
Is First Guaranty Bancshares' Dividend Yield % too high?
First Guaranty Bancshares' current Dividend Yield % of 0.41% is 86% below median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 7.14. The Banks industry median Dividend Yield % is 2.98. First Guaranty Bancshares' value of 0.41% is 86.2% below this industry median. Based on the distribution chart, First Guaranty Bancshares ranks #1215 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Guaranty Bancshares has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' Dividend Yield % compare to TYCB and PBCO?
According to the Banks industry distribution chart, First Guaranty Bancshares ranks #1215 out of 1252 companies for Dividend Yield %. This places First Guaranty Bancshares in the lower half of its industry. The industry median Dividend Yield % is 2.98. First Guaranty Bancshares' value of 0.41% is 86.2% below this benchmark. Historically, First Guaranty Bancshares' own Dividend Yield % has ranged from 0.37 to 7.14 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 2.98, First Guaranty Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.98, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Guaranty Bancshares's current Dividend Yield % of 0.41% is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on First Guaranty Bancshares and its competitors. For the Banks industry, the median Dividend Yield % is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Guaranty Bancshares's current Dividend Yield % is 0.41%, which is 86% below median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Guaranty Bancshares (FGBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.11, compared to a current price of $9.59 — trading 34.9% above its estimated fair value. The current Dividend Yield % is 0.41%, which is 86% below median its 10-year median of 3.02 and 86.2% below the Banks industry median of 2.98. First Guaranty Bancshares' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For First Guaranty Bancshares (FGBI), the current Dividend Yield % is 0.41% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Guaranty Bancshares (FGBI) Overvalued in 2026?
Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued.
The current stock price of $9.59 is trading 34.9% above its estimated GF Value™ of $7.11.
GuruFocus considers First Guaranty Bancshares to be Significantly Overvalued.
Key valuation signals for FGBI:
Dividend Yield %: 0.41% (86% below median its 10-year median of 3.02)
GF Value™: $7.11 vs. price of $9.59 (34.9% above fair value)
Industry Position: 86.2% below the Banks median (#1215 of 1252)
No single metric tells the full story. See the FGBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
55GF Score
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