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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Cholamandalam Financial Holdings's Revenue for the
three
months ended in Jun. 2026 was ₹113,851 Mil. Cholamandalam Financial Holdings's average Accounts Receivable for the
three
months ended in Jun. 2026 was ₹3,271 Mil.
Hence, Cholamandalam Financial Holdings's Receivables Turnover for the
three
months ended in Jun. 2026 was 34.81.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Cholamandalam Financial Holdings Receivables Turnover Related Terms
Cholamandalam Financial Holdings Receivables Turnover Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:504973 vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Cholamandalam Financial Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Financial Holdings Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Financial Holdings's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Cholamandalam Financial Holdings's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings (BOM:504973) has a Receivables Turnover of 34.81 as of Jun. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Cholamandalam Financial Holdings and its competitors. According to the industry distribution chart, Cholamandalam Financial Holdings ranks #36 out of 295 companies in the Credit Services industry, placing it in the top 12.2%.
Is Cholamandalam Financial Holdings' Receivables Turnover too high?
Cholamandalam Financial Holdings' current Receivables Turnover is 34.81. The Credit Services industry median Receivables Turnover is 8.73. Cholamandalam Financial Holdings' value of 34.81 is 298.7% above this industry median. Based on the distribution chart, Cholamandalam Financial Holdings ranks #36 out of 295 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Cholamandalam Financial Holdings has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Financial Holdings' Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Financial Holdings ranks #36 out of 295 companies for Receivables Turnover. This places Cholamandalam Financial Holdings in the top 12% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.73. Cholamandalam Financial Holdings' value of 34.81 is 298.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.73, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cholamandalam Financial Holdings's current Receivables Turnover of 34.81 is 298.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Cholamandalam Financial Holdings and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Financial Holdings's current Receivables Turnover is 34.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings (BOM:504973) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,136.76, compared to a current price of ₹1,559.30 — trading 27% below its estimated fair value. The current Receivables Turnover is 34.81 and 298.7% above the Credit Services industry median of 8.73. Cholamandalam Financial Holdings' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Cholamandalam Financial Holdings (BOM:504973), the current Receivables Turnover is 34.81 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued.
The current stock price of ₹1,559.30 is trading 27% below its estimated GF Value™ of ₹2,136.76.
GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.
Key valuation signals for BOM:504973:
Receivables Turnover: 34.81
GF Value™: ₹2,136.76 vs. price of ₹1,559.30 (27% below fair value)
Industry Position: 298.7% above the Credit Services median (#36 of 295)
No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
79GF Score
Get the complete analysis for BOM:504973
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