The historical rank and industry rank for Cholamandalam Financial Holdings's FCF Margin % or its related term are showing as below:
BOM:504973'
s FCF Margin % Range Over the Past 10 Years
Min: -152.67 Med: -73.18 Max: 25.05
Current: -74.26
During the past 13 years, the highest FCF Margin % of Cholamandalam Financial Holdings was 25.05%. The lowest was -152.67%. And the median was -73.18%.
BOM:504973's FCF Margin % is ranked worse than 78.68% of 530
companies
in the Credit Services industry
Industry Median: 0.115
vs BOM:504973: -74.26
Cholamandalam Financial Holdings FCF Margin % Related Terms
Cholamandalam Financial Holdings FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Cholamandalam Financial Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Financial Holdings FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Financial Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Cholamandalam Financial Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings (BOM:504973) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cholamandalam Financial Holdings and its competitors. According to the industry distribution chart, Cholamandalam Financial Holdings ranks #417 out of 530 companies in the Credit Services industry, placing it in the top 78.7%.
Is Cholamandalam Financial Holdings' FCF Margin % too high?
Cholamandalam Financial Holdings' current FCF Margin % is 0.00%. Based on the distribution chart, Cholamandalam Financial Holdings ranks #417 out of 530 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Cholamandalam Financial Holdings has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Financial Holdings' FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Financial Holdings ranks #417 out of 530 companies for FCF Margin %. This places Cholamandalam Financial Holdings in the lower half of its industry. The industry median FCF Margin % is 0.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.12, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Cholamandalam Financial Holdings and its competitors. For the Credit Services industry, the median FCF Margin % is 0.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Financial Holdings's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings (BOM:504973) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,087.11, compared to a current price of ₹1,661.90 — trading 20.4% below its estimated fair value. The current FCF Margin % is 0.00%. Cholamandalam Financial Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Cholamandalam Financial Holdings (BOM:504973), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued.
The current stock price of ₹1,661.90 is trading 20.4% below its estimated GF Value™ of ₹2,087.11.
GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.
Key valuation signals for BOM:504973:
FCF Margin %: 0.00%
GF Value™: ₹2,087.11 vs. price of ₹1,661.90 (20.4% below fair value)
No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Financial Holdings Business Description
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
75GF Score
Get the complete analysis for BOM:504973
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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