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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Cholamandalam Financial Holdings's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Cholamandalam Financial Holdings's Dividend Payout Ratio or its related term are showing as below:
BOM:504973'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.06
Current: 0.01
During the past 13 years, the highest Dividend Payout Ratio of Cholamandalam Financial Holdings was 0.06. The lowest was 0.01. And the median was 0.01.
BOM:504973's Dividend Payout Ratio is ranked better than 99.49% of 195
companies
in the Credit Services industry
Industry Median: 0.32
vs BOM:504973: 0.01
During the past 13 years, the highest Trailing Annual Dividend Yield of Cholamandalam Financial Holdings was 0.58%. The lowest was 0.03%. And the median was 0.09%.
During the past 12 months, Cholamandalam Financial Holdings's average Dividends Per Share Growth Rate was 136.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 33.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cholamandalam Financial Holdings was 51.80% per year. The lowest was -33.10% per year. And the median was -9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Cholamandalam Financial Holdings (BOM:504973) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Cholamandalam Financial Holdings Dividend Payout Ratio Related Terms
Cholamandalam Financial Holdings Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings Dividend Payout Ratio Chart
BOM:504973 vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Cholamandalam Financial Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Financial Holdings Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Financial Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Cholamandalam Financial Holdings's Dividend Payout Ratio falls into.
Cholamandalam Financial Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings (BOM:504973) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cholamandalam Financial Holdings and its competitors. Over the past decade, Cholamandalam Financial Holdings' Dividend Payout Ratio has ranged from 0.01 to 0.06. According to the industry distribution chart, Cholamandalam Financial Holdings ranks #1 out of 195 companies in the Credit Services industry, placing it in the top 0.5%.
Is Cholamandalam Financial Holdings' Dividend Payout Ratio too high?
Cholamandalam Financial Holdings' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.06. Based on the distribution chart, Cholamandalam Financial Holdings ranks #1 out of 195 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Cholamandalam Financial Holdings has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Financial Holdings' Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Financial Holdings ranks #1 out of 195 companies for Dividend Payout Ratio. This places Cholamandalam Financial Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Cholamandalam Financial Holdings' own Dividend Payout Ratio has ranged from 0.01 to 0.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cholamandalam Financial Holdings and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Financial Holdings's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings (BOM:504973) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,097.95, compared to a current price of ₹1,575.35 — trading 24.9% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Cholamandalam Financial Holdings' overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Cholamandalam Financial Holdings (BOM:504973), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued.
The current stock price of ₹1,575.35 is trading 24.9% below its estimated GF Value™ of ₹2,097.95.
GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.
Key valuation signals for BOM:504973:
Dividend Payout Ratio: 0.00
GF Value™: ₹2,097.95 vs. price of ₹1,575.35 (24.9% below fair value)
No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Financial Holdings Business Description
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
74GF Score
Get the complete analysis for BOM:504973
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