EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Cholamandalam Financial Holdings EBITDA Margin % Related Terms
Cholamandalam Financial Holdings EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:504973 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Cholamandalam Financial Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Financial Holdings EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Financial Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Cholamandalam Financial Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings (BOM:504973) has a EBITDA Margin % of 19.10% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Cholamandalam Financial Holdings and its competitors. This is near median its historical median of 19.16. Over the past decade, Cholamandalam Financial Holdings' EBITDA Margin % has ranged from 13.78 to 22.45. According to the industry distribution chart, Cholamandalam Financial Holdings ranks #236 out of 414 companies in the Credit Services industry, placing it in the top 57%.
Is Cholamandalam Financial Holdings' EBITDA Margin % too high?
Cholamandalam Financial Holdings' current EBITDA Margin % of 19.10% is near median its 10-year median of 19.16. Over the past 10 years, this metric has ranged from a low of 13.78 to a high of 22.45. The Credit Services industry median EBITDA Margin % is 21.13. Cholamandalam Financial Holdings' value of 19.10% is 9.6% below this industry median. Based on the distribution chart, Cholamandalam Financial Holdings ranks #236 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Cholamandalam Financial Holdings has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Financial Holdings' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Financial Holdings ranks #236 out of 414 companies for EBITDA Margin %. This places Cholamandalam Financial Holdings in the lower half of its industry. The industry median EBITDA Margin % is 21.13. Cholamandalam Financial Holdings' value of 19.10% is 9.6% below this benchmark. Historically, Cholamandalam Financial Holdings' own EBITDA Margin % has ranged from 13.78 to 22.45 over the past decade. While the company's 10-year median is 19.16 vs. the industry median of 21.13, Cholamandalam Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.13, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cholamandalam Financial Holdings's current EBITDA Margin % of 19.10% is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Cholamandalam Financial Holdings and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Financial Holdings's current EBITDA Margin % is 19.10%, which is near median its own 10-year median of 19.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings (BOM:504973) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,087.11, compared to a current price of ₹1,661.90 — trading 20.4% below its estimated fair value. The current EBITDA Margin % is 19.10%, which is near median its 10-year median of 19.16 and 9.6% below the Credit Services industry median of 21.13. Cholamandalam Financial Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Cholamandalam Financial Holdings (BOM:504973), the current EBITDA Margin % is 19.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued.
The current stock price of ₹1,661.90 is trading 20.4% below its estimated GF Value™ of ₹2,087.11.
GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.
Key valuation signals for BOM:504973:
EBITDA Margin %: 19.10% (near median its 10-year median of 19.16)
GF Value™: ₹2,087.11 vs. price of ₹1,661.90 (20.4% below fair value)
Industry Position: 9.6% below the Credit Services median (#236 of 414)
No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Financial Holdings Business Description
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
75GF Score
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