During the past 13 years, the highest Dividend Payout Ratio of Cholamandalam Financial Holdings was 0.06. The lowest was 0.01. And the median was 0.01.
During the past 12 months, Cholamandalam Financial Holdings's average Dividends Per Share Growth Rate was 136.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 33.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cholamandalam Financial Holdings was 51.80% per year. The lowest was -33.10% per year. And the median was -9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:504973 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Cholamandalam Financial Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Financial Holdings Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Financial Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Cholamandalam Financial Holdings's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Cholamandalam Financial Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 1.300000
2025-08-01
2025-08-01
2025-08-29
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cholamandalam Financial Holdings (BOM:504973) has a Dividend Yield % of 0.08% as of Jul. 09, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Cholamandalam Financial Holdings and its competitors. This is 11% below median its historical median of 0.09. Over the past decade, Cholamandalam Financial Holdings' Dividend Yield % has ranged from 0.03 to 0.59. According to the industry distribution chart, Cholamandalam Financial Holdings ranks #205 out of 210 companies in the Credit Services industry, placing it in the top 97.6%.
Is Cholamandalam Financial Holdings' Dividend Yield % too high?
Cholamandalam Financial Holdings' current Dividend Yield % of 0.08% is 11% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.59. The Credit Services industry median Dividend Yield % is 3.74. Cholamandalam Financial Holdings' value of 0.08% is 97.9% below this industry median. Based on the distribution chart, Cholamandalam Financial Holdings ranks #205 out of 210 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Cholamandalam Financial Holdings has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Financial Holdings' Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Financial Holdings ranks #205 out of 210 companies for Dividend Yield %. This places Cholamandalam Financial Holdings in the lower half of its industry. The industry median Dividend Yield % is 3.74. Cholamandalam Financial Holdings' value of 0.08% is 97.9% below this benchmark. Historically, Cholamandalam Financial Holdings' own Dividend Yield % has ranged from 0.03 to 0.59 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 3.74, Cholamandalam Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.74, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cholamandalam Financial Holdings's current Dividend Yield % of 0.08% is 97.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Cholamandalam Financial Holdings and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Financial Holdings's current Dividend Yield % is 0.08%, which is 11% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings (BOM:504973) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,087.11, compared to a current price of ₹1,661.90 — trading 20.4% below its estimated fair value. The current Dividend Yield % is 0.08%, which is 11% below median its 10-year median of 0.09 and 97.9% below the Credit Services industry median of 3.74. Cholamandalam Financial Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Cholamandalam Financial Holdings (BOM:504973), the current Dividend Yield % is 0.08% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued.
The current stock price of ₹1,661.90 is trading 20.4% below its estimated GF Value™ of ₹2,087.11.
GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.
Key valuation signals for BOM:504973:
Dividend Yield %: 0.08% (11% below median its 10-year median of 0.09)
GF Value™: ₹2,087.11 vs. price of ₹1,661.90 (20.4% below fair value)
Industry Position: 97.9% below the Credit Services median (#205 of 210)
No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Financial Holdings Business Description
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
75GF Score
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