Cholamandalam Financial Holdings (BOM:504973) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:504973 Cholamandalam Financial Holdings Ltd BOM:504973
74 GF Score
Price ₹1,575.35
GF Value ₹2,097.95
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Cholamandalam Financial Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:504973
74GF Score
Cholamandalam Financial Holdings Ltd BOM:504973
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cholamandalam Financial Holdings (BOM:504973) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Financial Holdings stock appears to be undervalued. The current stock price of ₹1,575.35 is trading 24.9% below its estimated GF Value™ of ₹2,097.95. GuruFocus considers Cholamandalam Financial Holdings to be Modestly Undervalued.

Key valuation signals for BOM:504973:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹2,097.95 vs. price of ₹1,575.35 (24.9% below fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the BOM:504973 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cholamandalam Financial Holdings Business Description

Other Exchanges CHOLAHLDNG:India
Address No. 234, NSC Bose Road, Dare House, Chennai, TN, IND, 600001
Cholamandalam Financial Holdings Ltd along with its subsidiaries is a diversified investment company under the Murugappa Group. It offers financial services that include general insurance, residential mortgages, auto loans, risk services, and non-banking financial services. The company's activities are located exclusively in India. It has two primary product segments which include the Financial Services segment which derives key revenue and represents its lending business, and the Insurance and allied services segment.
74GF Score

Get the complete analysis for BOM:504973

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,575.35
Price
₹2,097.95
GF Value