TRUP (Trupanion) Research & Development: $41 Mil (TTM As of Mar. 2026)


TRUP Trupanion Inc TRUP
68 GF Score
Price $24.24
GF Value $40.11
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Trupanion Research & Development?

Trupanion TRUP +1.38% 68 Research & Development is $41 Mil as of Mar. 2026. GuruFocus rates TRUP with a GF Score™ of 68/100 and a GF Value™ of $40.11 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Trupanion's Research & Development for the three months ended in Mar. 2026 was $11 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was $41 Mil.

Trupanion  (NAS:TRUP) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Trupanion Research & Development Related Terms

Trupanion Research & Development Historical Data

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The historical data trend for Trupanion's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trupanion Research & Development Chart

Trupanion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.87 25.13 21.40 31.26 37.85

Trupanion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.07 8.59 9.89 11.30 11.29
TRUP
68GF Score
Trupanion Inc TRUP
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Trupanion Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $41 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $41 Mil mean?
Trupanion (TRUP) has a Research & Development of $41 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on Trupanion and its competitors.
Is Trupanion's Research & Development too high?
Trupanion's current Research & Development is $41 Mil. Overall, Trupanion has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's Research & Development compare to ASIC and BOW?
Trupanion's Research & Development of $41 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for an Insurance company?
A good Research & Development depends on the Insurance industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Trupanion and its competitors. Trupanion's current Research & Development is $41 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (TRUP) is currently considered Significantly Undervalued. The stock's GF Value™ is $40.11, compared to a current price of $24.24 — trading 39.6% below its estimated fair value. The current Research & Development is $41 Mil. Trupanion's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Trupanion (TRUP), the current Research & Development is $41 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (TRUP) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of $24.24 is trading 39.6% below its estimated GF Value™ of $40.11. GuruFocus considers Trupanion to be Significantly Undervalued.

Key valuation signals for TRUP:

  • Research & Development: $41 Mil
  • GF Value™: $40.11 vs. price of $24.24 (39.6% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the TRUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trupanion Business Description

Other Exchanges 0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
68GF Score

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Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.24
Price
$40.11
GF Value