TrupanionTRUP +5.54%68 OCF Yield % is 7.97 as of Jun. 28, 2026, which is 625% above its 10-year median of 1.10. GuruFocus rates TRUP with a GF Score™ of 68/100 and a GF Value™ of $40.11 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Trupanion ranks better than 50.99% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Trupanion OCF Yield % Related Terms
Trupanion OCF Yield % Historical Data
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The historical data trend for Trupanion's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Trupanion's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trupanion OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Trupanion's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Trupanion's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trupanion (TRUP) has a OCF Yield % of 7.97 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Trupanion and its competitors. This is 625% above median its historical median of 1.10. According to the industry distribution chart, Trupanion ranks #247 out of 504 companies in the Insurance industry, placing it in the top 49%.
Is Trupanion's OCF Yield % too high?
Trupanion's current OCF Yield % of 7.97 is 625% above median its 10-year median of 1.10. The Insurance industry median OCF Yield % is 8.05. Trupanion's value of 7.97 is 0.9% below this industry median. Based on the distribution chart, Trupanion ranks #247 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Trupanion has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's OCF Yield % compare to ASIC and BOW?
According to the Insurance industry distribution chart, Trupanion ranks #247 out of 504 companies for OCF Yield %. This puts Trupanion in the upper half of its industry. The industry median OCF Yield % is 8.05. Trupanion's value of 7.97 is 0.9% below this benchmark. While the company's 10-year median is 1.10 vs. the industry median of 8.05, Trupanion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.05, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trupanion's current OCF Yield % of 7.97 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Trupanion and its competitors. For the Insurance industry, the median OCF Yield % is 8.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trupanion's current OCF Yield % is 7.97, which is 625% above median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (TRUP) is currently considered Significantly Undervalued. The stock's GF Value™ is $40.11, compared to a current price of $25.35 — trading 36.8% below its estimated fair value. The current OCF Yield % is 7.97, which is 625% above median its 10-year median of 1.10 and 0.9% below the Insurance industry median of 8.05. Trupanion's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Trupanion (TRUP), the current OCF Yield % is 7.97 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trupanion (TRUP) Overvalued in 2026?
Based on GuruFocus' analysis, Trupanion stock appears to be undervalued.
The current stock price of $25.35 is trading 36.8% below its estimated GF Value™ of $40.11.
GuruFocus considers Trupanion to be Significantly Undervalued.
Key valuation signals for TRUP:
OCF Yield %: 7.97 (625% above median its 10-year median of 1.10)
GF Value™: $40.11 vs. price of $25.35 (36.8% below fair value)
Industry Position: 0.9% below the Insurance median (#247 of 504)
No single metric tells the full story. See the TRUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
68GF Score
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